State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 12

Sorted by most complaints

Applied Data Finance, LLC

D
17 total complaints ↑ rising

Ascension Recovery Management

B
17 total complaints ↓ falling

Automated Collection Services, Inc.

D
17 total complaints ↓ falling

Avant Credit Corporation

C
17 total complaints ↓ falling

Collection Service of Nevada

D
17 total complaints → stable

Collins Asset Group, LLC

F
17 total complaints ↓ falling

Freedom Mortgage Company

B
17 total complaints → stable

Kinum, Inc., Indianapolis, IN Branch

D
17 total complaints ↑ rising

LendingPoint Holdings LLC

F
17 total complaints ↑ rising

M&T Bank Corporation

C
17 total complaints → stable

Nationwide Credit & Collection, Inc.

D
17 total complaints → stable

Prosper Marketplace, Inc.

C
17 total complaints → stable

Richland Holdings, Inc.

F
17 total complaints ↓ falling

RJM Acquisition LLC

C
17 total complaints ↓ falling

Recovery Solutions Group, LLC

F
17 total complaints ↓ falling

The Law Offices of Mitchell D. Bluhm & Associates

C
17 total complaints ↓ falling

Caliber Home Loans, Inc.

D
16 total complaints ↓ falling

Central Research Inc

D
16 total complaints ↑ rising

DRB-40, LLC

C
16 total complaints ↑ rising

FCI Lender Services Inc.

F
16 total complaints ↓ falling

GVA Holdings, LLC

C
16 total complaints ↓ falling

Green & Sons Agency, Inc.

F
16 total complaints → stable

Helvey & Associates, Inc., Warsaw, IN Branch

D
16 total complaints → stable

Marauder Corporation

F
16 total complaints ↑ rising

Midwest Fidelity Services, LLC

C
16 total complaints ↑ rising

N.A.R., Inc.

D
16 total complaints ↓ falling

Paradigm Assets, LLC

D
16 total complaints ↓ falling

Reliant Financial Corporation

D
16 total complaints → stable

Seterus, Inc.

C
16 total complaints ↓ falling

AR Resources, Inc.

D
15 total complaints ↓ falling

Allgate Financial, LLC

C
15 total complaints ↓ falling

Business Processing Solutions, LLC

F
15 total complaints ↑ rising

CIT Bank, National Association

C
15 total complaints ↓ falling

Corelogic Inc

C
15 total complaints → stable

Data Line Credit Corp

D
15 total complaints ↓ falling

Financial Assistance Inc

C
15 total complaints → stable

Galaxy Capital Acquisitions, LLC

D
15 total complaints ↓ falling

Golden State Collections LLC

D
15 total complaints ↓ falling

National Management Recovery Corp. (NMRC)

F
15 total complaints ↓ falling

Professional Finance Company, Inc.

D
15 total complaints ↓ falling

Rauch-Milliken International, Inc.

D
15 total complaints ↓ falling

SKO Brenner American, Inc.

C
15 total complaints ↓ falling

Suntrust Banks, Inc.

D
15 total complaints ↓ falling

Valor Intelligent Processing, LLC

F
15 total complaints ↑ rising

Ascension Point Recovery Services, LLC

C
14 total complaints ↓ falling

Ceannate

C
14 total complaints ↓ falling

Clear Debt Solutions, LLC

F
14 total complaints ↓ falling

Collection Bureau of the Hudson Valley, Inc.

D
14 total complaints ↓ falling

Continental Central Credit, Inc.

C
14 total complaints ↓ falling

Creditors Specialty Service Inc

F
14 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.