What is the most common complaint against N.A.R., Inc.?

The most common issue consumers report about N.A.R., Inc. is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 285 complaints filed with the CFPB.

Are complaints against N.A.R., Inc. increasing or decreasing?

Complaints against N.A.R., Inc. are falling. The company received 35 complaints in the last 12 months, showing improvement over prior periods.

What is N.A.R., Inc.'s reputation grade?

N.A.R., Inc. has a reputation grade of D (score: 53.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does N.A.R., Inc. respond to consumer complaints?

N.A.R., Inc. has a 92% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.

In how many states does N.A.R., Inc. operate?

N.A.R., Inc. has received CFPB complaints from consumers in 35 states, with the most complaints from Utah (74 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

N.A.R., Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 35 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

78
False statements or representation

50
Written notification about debt

38
Took or threatened to take negative or legal action

37
Cont'd attempts collect debt not owed

32
Disclosure verification of debt

18

Data updated September 2026

CFPB complaint disposition

CCDB record nar-inc N.A.R., Inc.

Grade D · 285 CFPB filings · 92% timely · lead issue: Attempts to collect debt not owed · vol #413 · compose #3663

VOL 285
GRADE D
12MO 35
STATES 35
TIMELY 92%
DISPUTE 14%
ISSUE Attempts to collect debt n…
RANK #413
COMPOSE #3,663

Volume peers

Nearest volume peer: M&T Bank Corporation (285 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

N.A.R., Inc.'s 285 CFPB complaints sit next to M&T Bank Corporation on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Utah is the plurality state for N.A.R., Inc. (26.0%)

Volume rank #413 and composite rank #3,663 diverge by 3,250 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Utah 26.0%; Mid-band (15–30%) · 35 states with ≥1 filing
Seasonal peak: 2025-04 9.1%; 8–15% band · 3 filings
Divergent corpus ranks: #413 volume; #3,663 composite; Cleanest-composite ladder is 3,250 places worse than volume

How does N.A.R., Inc. compare to its peers?

How does N.A.R., Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

N.A.R., Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

92%

100%

91%

Consumer-dispute ratelower is better

14%

15%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-05 2025-12

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	78
False statements or representation	50
Written notification about debt	38
Took or threatened to take negative or legal action	37
Cont'd attempts collect debt not owed	32
Disclosure verification of debt	18
Communication tactics	17
Threatened to contact someone or share information improperly	6
Improper contact or sharing of info	6
Taking/threatening an illegal action	3

Where do complaints against N.A.R., Inc. come from?

N.A.R., Inc.'s own per-state count, not a national baseline.

Utah

74
Colorado

36
Texas

35
Florida

19
California

16
Arizona

12
Idaho

9
Georgia

8

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for N.A.R., Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 285.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 91.66666666666666%.

4 peers

Know your rights before responding to N.A.R., Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.