What is the most common complaint against Helvey & Associates, Inc., Warsaw, IN Branch?

The most common issue consumers report about Helvey & Associates, Inc., Warsaw, IN Branch is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 798 complaints filed with the CFPB.

Are complaints against Helvey & Associates, Inc., Warsaw, IN Branch increasing or decreasing?

Complaints against Helvey & Associates, Inc., Warsaw, IN Branch have been stable. The company received 209 complaints in the last 12 months.

What is Helvey & Associates, Inc., Warsaw, IN Branch's reputation grade?

Helvey & Associates, Inc., Warsaw, IN Branch has a reputation grade of D (score: 53.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Helvey & Associates, Inc., Warsaw, IN Branch respond to consumer complaints?

Helvey & Associates, Inc., Warsaw, IN Branch has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 19% of cases.

In how many states does Helvey & Associates, Inc., Warsaw, IN Branch operate?

Helvey & Associates, Inc., Warsaw, IN Branch has received CFPB complaints from consumers in 35 states, with the most complaints from North Carolina (226 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Helvey & Associates, Inc., Warsaw, IN Branch - Debt Collector Complaint Profile

CFPB complaint profile across 35 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

431
Written notification about debt

180
False statements or representation

71
Took or threatened to take negative or legal action

63
Cont'd attempts collect debt not owed

22
Disclosure verification of debt

16

Data updated September 2026

CFPB complaint disposition

CCDB record helvey-associates-inc-warsaw-in-branch Helvey & Associates, Inc., Warsaw, IN Branch

Grade D · 798 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #182 · compose #3627

VOL 798
GRADE D
12MO 209
STATES 35
TIMELY 99%
DISPUTE 19%
ISSUE Attempts to collect debt n…
RANK #182
COMPOSE #3,627

Volume peers

Nearest volume peer: McCarthy, Burgess & Wolff, Inc. (800 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Helvey & Associates, Inc., Warsaw, IN Branch's 798 CFPB complaints sit next to McCarthy, Burgess & Wolff, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

North Carolina is the plurality state for Helvey & Associates, Inc., Warsaw, IN Branch (28.3%)

Volume rank #182 and composite rank #3,627 diverge by 3,445 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: North Carolina 28.3%; Mid-band (15–30%) · 35 states with ≥1 filing
Seasonal peak: 2025-12 12.9%; 8–15% band · 4 filings
Divergent corpus ranks: #182 volume; #3,627 composite; Cleanest-composite ladder is 3,445 places worse than volume

How does Helvey & Associates, Inc., Warsaw, IN Branch compare to its peers?

How does Helvey & Associates, Inc., Warsaw, IN Branch compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Helvey & Associates, I… National average

Complaints (last 12 mo)lower is better

209

107

268

Timely-response ratehigher is better

99%

100%

91%

Consumer-dispute ratelower is better

19%

12%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-06 2025-12

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	431
Written notification about debt	180
False statements or representation	71
Took or threatened to take negative or legal action	63
Cont'd attempts collect debt not owed	22
Disclosure verification of debt	16
Communication tactics	11
Electronic communications	2
Improper contact or sharing of info	1
Taking/threatening an illegal action	1

Where do complaints against Helvey & Associates, Inc., Warsaw, IN Branch come from?

Helvey & Associates, Inc., Warsaw, IN Branch's own per-state count, not a national baseline.

North Carolina

226
Florida

147
South Carolina

102
Ohio

67
Indiana

50
Michigan

34
Georgia

25
Texas

22

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Helvey & Associates, Inc., Warsaw, IN Branch: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 798.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.22178988326849%.

4 peers

Know your rights before responding to Helvey & Associates, Inc., Warsaw, IN Branch: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.