What is the most common complaint against Golden State Collections LLC?

The most common issue consumers report about Golden State Collections LLC is "Disclosure verification of debt", specifically "Not given enough info to verify debt". This is based on 16 complaints filed with the CFPB.

Are complaints against Golden State Collections LLC increasing or decreasing?

Complaints against Golden State Collections LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Golden State Collections LLC's reputation grade?

Golden State Collections LLC has a reputation grade of D (score: 53.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Golden State Collections LLC respond to consumer complaints?

Golden State Collections LLC has a 56% timely response rate to CFPB complaints. Consumers disputed the company's response in 9% of cases.

In how many states does Golden State Collections LLC operate?

Golden State Collections LLC has received CFPB complaints from consumers in 2 states, with the most complaints from California (15 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Golden State Collections LLC - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade D.

Compiled by PlainCollector

Disclosure verification of debt

7
Attempts to collect debt not owed

3
Cont'd attempts collect debt not owed

3
Written notification about debt

1
Communication tactics

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record golden-state-collections-llc Golden State Collections LLC

Grade D · 16 CFPB filings · 56% timely · lead issue: Disclosure verification of debt · vol #2082 · compose #3626

VOL 16
GRADE D
12MO 0
STATES 2
TIMELY 56%
DISPUTE 9%
ISSUE Disclosure verification of…
RANK #2,082
COMPOSE #3,626

Volume peers

Nearest volume peer: Absolute Collections Corp. (16 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Golden State Collections LLC's 16 CFPB complaints sit next to Absolute Collections Corp. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

93.8% of Golden State Collections LLC's CFPB filings land in California

High volume does not equal a clean composite: Golden State Collections LLC is volume #2,082 but composite #3,626, while California dominates the geography. Corpus placement method.

Dominant state: California 93.8%; 15 of 16 filings · 2 states touched
Spike month: 2025-10 25.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,082 volume; #3,626 composite; Cleanest-composite ladder is 1,544 places worse than volume

How does Golden State Collections LLC compare to its peers?

How does Golden State Collections LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Golden State Collectio… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

56%

75%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-07 2026-01

Issue Detail Breakdown

Issue	Complaints
Disclosure verification of debt	7
Attempts to collect debt not owed	3
Cont'd attempts collect debt not owed	3
Written notification about debt	1
Communication tactics	1
Improper contact or sharing of info	1

Where do complaints against Golden State Collections LLC come from?

Golden State Collections LLC's own per-state count, not a national baseline.

California

15
Michigan

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Golden State Collections LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 16.

4 peers

Know your rights before responding to Golden State Collections LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.