State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 13

Sorted by most complaints

D2 Management LLC

D
14 total complaints → stable

Enramex Inc

F
14 total complaints ↑ rising

Global Asset Management Group, Inc.

F
14 total complaints ↓ falling

Great American Finance Co

C
14 total complaints → stable

Law Offices of Les Zieve

B
14 total complaints ↓ falling

Lazarus Financial Group, Inc.(Closed)

F
14 total complaints ↓ falling

Lela Mae Portfolio Management Group

F
14 total complaints ↑ rising

Northwood Asset Management Group

C
14 total complaints ↓ falling

Quality Acceptance LLC

B
14 total complaints ↑ rising

Rocket Mortgage, LLC

C
14 total complaints ↑ rising

Roycroft Management

F
14 total complaints ↓ falling

TFC Credit Corporation of California

C
14 total complaints → stable

Block, Inc.

F
13 total complaints ↑ rising

Cascade Capital, LLC

D
13 total complaints → stable

Cordoza & Wexler Recovery Services

F
13 total complaints ↓ falling

Critical Resolution Mediation LLC

F
13 total complaints ↓ falling

DCN Holdings Inc.

F
13 total complaints ↓ falling

Data-Central, LLC

F
13 total complaints ↓ falling

Dyck-O'Neal, Inc.

D
13 total complaints ↓ falling

Fairway Capital Recovery, LLC

C
13 total complaints ↑ rising

Forest Recovery Services LLC

D
13 total complaints ↑ rising

Frost-Arnett Company

D
13 total complaints ↓ falling

Greensky Operations, LLC

D
13 total complaints ↑ rising

Innovative Collections, LLC

F
13 total complaints → stable

Keycorp

D
13 total complaints ↓ falling

Kehoe Financial Group, LLC

B
13 total complaints ↓ falling

Leading Edge Recovery Solutions, LLC

C
13 total complaints ↓ falling

LendUp Loans LLC

D
13 total complaints ↓ falling

Regions Financial Corporation

D
13 total complaints ↑ rising

Servicing Solutions, LLC

D
13 total complaints ↑ rising

Terrill Outsourcing Group

C
13 total complaints ↓ falling

Unique Management Services, Inc

C
13 total complaints ↓ falling

Veripro Solutions Inc.

C
13 total complaints ↓ falling

WVH, LLC

C
13 total complaints ↑ rising

World Acceptance Corporation

D
13 total complaints ↑ rising

Access Receivables of NC Inc.

C
12 total complaints ↓ falling

Accounts Receivable Management, Inc (NJ) (Closed)

C
12 total complaints ↓ falling

BC Services, Inc.

F
12 total complaints ↓ falling

Ballybunion Enterprises, Inc

D
12 total complaints ↓ falling

Business & Professional Collection Service Inc

C
12 total complaints ↓ falling

Clearview Resolution Services

D
12 total complaints ↑ rising

Co-Operative Adjustment Bureau, Inc.

B
12 total complaints ↓ falling

Express Recovery Services, Inc.

D
12 total complaints → stable

First American Financial Corporation

B
12 total complaints ↓ falling

Financial Corporation of America

D
12 total complaints ↓ falling

First Financial Resources, Inc.

C
12 total complaints → stable

Flandreau Santee Sioux Tribe

D
12 total complaints ↓ falling

Gordon & Wong Law Group, P.C.

D
12 total complaints ↓ falling

Heartland Payment Systems Inc

D
12 total complaints ↓ falling

MCT Group Inc.

C
12 total complaints ↑ rising

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.