What is the most common complaint against Central Research Inc?

The most common issue consumers report about Central Research Inc is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 124 complaints filed with the CFPB.

Are complaints against Central Research Inc increasing or decreasing?

Complaints against Central Research Inc are rising. The company received 108 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Central Research Inc's reputation grade?

Central Research Inc has a reputation grade of D (score: 50.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Central Research Inc respond to consumer complaints?

Central Research Inc has a 100% timely response rate to CFPB complaints.

In how many states does Central Research Inc operate?

Central Research Inc has received CFPB complaints from consumers in 33 states, with the most complaints from Texas (27 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Central Research Inc - Debt Collector Complaint Profile

CFPB complaint profile across 33 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

49
Attempts to collect debt not owed

40
Written notification about debt

17
False statements or representation

15
Electronic communications

2
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record central-research-inc Central Research Inc

Grade D · 124 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #738 · compose #4115

VOL 124
GRADE D
12MO 108
STATES 33
TIMELY 100%
ISSUE Took or threatened to take…
RANK #738
COMPOSE #4,115

Volume peers

Nearest volume peer: Constar Financial Services, LLC (124 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Central Research Inc's 124 CFPB complaints sit next to Constar Financial Services, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Texas is the plurality state for Central Research Inc (21.8%)

Volume rank #738 and composite rank #4,115 diverge by 3,377 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 21.8%; Mid-band (15–30%) · 33 states with ≥1 filing
Seasonal peak: 2025-09 10.1%; 8–15% band · 11 filings
Divergent corpus ranks: #738 volume; #4,115 composite; Cleanest-composite ladder is 3,377 places worse than volume

How does Central Research Inc compare to its peers?

How does Central Research Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Central Research Inc National average

Complaints (last 12 mo)lower is better

108

268

Timely-response ratehigher is better

100%

92%

91%

Consumer-dispute ratelower is better

27%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-03 2026-03

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	49
Attempts to collect debt not owed	40
Written notification about debt	17
False statements or representation	15
Electronic communications	2
Communication tactics	1

Where do complaints against Central Research Inc come from?

Central Research Inc's own per-state count, not a national baseline.

Texas

27
California

16
Florida

10
Georgia

10
Illinois

7
New Jersey

5
Mississippi

4
New York

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Central Research Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 124.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Central Research Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.