What is the most common complaint against Prosper Marketplace, Inc.?

The most common issue consumers report about Prosper Marketplace, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 205 complaints filed with the CFPB.

Are complaints against Prosper Marketplace, Inc. increasing or decreasing?

Complaints against Prosper Marketplace, Inc. have been stable. The company received 40 complaints in the last 12 months.

What is Prosper Marketplace, Inc.'s reputation grade?

Prosper Marketplace, Inc. has a reputation grade of C (score: 58.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Prosper Marketplace, Inc. respond to consumer complaints?

Prosper Marketplace, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 8% of cases.

In how many states does Prosper Marketplace, Inc. operate?

Prosper Marketplace, Inc. has received CFPB complaints from consumers in 34 states, with the most complaints from Texas (26 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Prosper Marketplace, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 34 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

71
Written notification about debt

33
Took or threatened to take negative or legal action

32
Communication tactics

26
False statements or representation

23
Threatened to contact someone or share information improperly

7

Data updated September 2026

CFPB complaint disposition

CCDB record prosper-marketplace-inc Prosper Marketplace, Inc.

Grade C · 205 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #523 · compose #2550

VOL 205
GRADE C
12MO 40
STATES 34
TIMELY 100%
DISPUTE 8%
ISSUE Attempts to collect debt n…
RANK #523
COMPOSE #2,550

Volume peers

Nearest volume peer: Frederick J. Hanna & Associates, P.C. (closed) (205 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Prosper Marketplace, Inc.'s 205 CFPB complaints sit next to Frederick J. Hanna & Associates, P.C. (closed) on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Prosper Marketplace, Inc. spreads filings across 34 states - Texas leads at only 12.7%

Despite a broad state map, Prosper Marketplace, Inc. still sits volume #523 against composite #2,550 - the two RankMaps diverge by 2,027 places. Corpus placement method.

Most-even geography: Lead state under 15%; Texas still leads at 12.7% across 34 states
Seasonal peak: 2025-10 11.9%; 8–15% band · 5 filings
Divergent corpus ranks: #523 volume; #2,550 composite; Cleanest-composite ladder is 2,027 places worse than volume

How does Prosper Marketplace, Inc. compare to its peers?

How does Prosper Marketplace, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Prosper Marketplace, I… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

99%

91%

Consumer-dispute ratelower is better

12%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-03 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	71
Written notification about debt	33
Took or threatened to take negative or legal action	32
Communication tactics	26
False statements or representation	23
Threatened to contact someone or share information improperly	7
Cont'd attempts collect debt not owed	4
Electronic communications	4
Disclosure verification of debt	3
Improper contact or sharing of info	2

Where do complaints against Prosper Marketplace, Inc. come from?

Prosper Marketplace, Inc.'s own per-state count, not a national baseline.

Texas

26
Florida

18
California

17
New York

13
Ohio

13
Georgia

11
Virginia

10
Illinois

9

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Prosper Marketplace, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 205.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Prosper Marketplace, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.