This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 84 complaints

Avant Credit Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 29 states, reputation grade C.

Complaints by issue type

What consumers report about Avant Credit Corporation

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record avant-credit-corporation Avant Credit Corporation

Grade C · 84 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed

  • VOL 84
  • GRADE C
  • 12MO 0
  • STATES 29
  • TIMELY 99%
  • DISPUTE 23%
  • ISSUE Attempts to collect debt n…
  • RANK #904
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: ACS Education Services (84 complaints)

ACS Education ServicesACS Education Services84Alexander-Rose Assoc, Inc.Alexander-Rose Assoc, Inc.84Automotive Credit CorporationAutomotive Credit Corporation84CIG Financial LLCCIG Financial LLC84Avant Credit Corporation (this)Avant Credit Corporation (th…84
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Avant Credit Corporation's 84 CFPB complaints sit next to ACS Education Services on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 84 complaints break down

Every complaint issue type on record for Avant Credit Corporation, not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
56.8/100
Avant Credit Corporation

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
84
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
99%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
23%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

California is the plurality state for Avant Credit Corporation (20.2%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
California 20.2%
Mid-band (15–30%) · 29 states with ≥1 filing
Seasonal peak
2026-01 9.2%
8–15% band · 8 filings
Corpus ranks
#904 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Avant Credit Corporation compare to its peers?

How does Avant Credit Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Avant Credit Corporation National average
Complaints (last 12 mo)lower is better
0
41
268
Timely-response ratehigher is better
99%
71%
91%
Consumer-dispute ratelower is better
23%
33%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Avant Credit Corporation a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 11 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 60%70%80%90%100%110% 10%20%30%40%50% Timely response rate (%) Dispute rate (%) Avant Credit Corporation vs. 10 similar-volume peers, by response speed and dispute rate Avant Credit CorporationAUTOMOTIVE CREDIT CORPORATIONCIG FINANCIAL LLCALEXANDER-ROSE ASSOC, INC.COLLECTION ASSOCIATES, LTD.ACS Education ServicesLustig, Glaser & Wilson, P.C.Midstate Collection Solutions, Inc.Rodenburg LLPSRA Associates, Inc.Statebridge Company
Source: CFPB Consumer Complaint Database

Avant Credit Corporation's complaint volume in context

Avant Credit Corporation vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

84 Top 17% higher than 83% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). This entry sits in this band. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Avant Credit Corporation 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2024-03 2026-02

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
31
Written notification about debt
10
Cont'd attempts collect debt not owed
10
Communication tactics
9
False statements or representation
8
Disclosure verification of debt
8
Took or threatened to take negative or legal action
3
Improper contact or sharing of info
3
Threatened to contact someone or share information improperly
2

Where do complaints against Avant Credit Corporation come from?

Avant Credit Corporation's own per-state count, not a national baseline.

Top states by complaints against Avant Credit Corporation

Across 29 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Avant Credit Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 84.

4 peers

Know your rights before responding to Avant Credit Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.