This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 343 complaints

Valor Intelligent Processing, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 40 states, reputation grade F.

Complaints by issue type

What consumers report about Valor Intelligent Processing, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record valor-intelligent-processing-llc Valor Intelligent Processing, LLC

Grade F · 343 CFPB filings · 91% timely · lead issue: Attempts to collect debt not owed · vol #361 · compose #505

  • VOL 343
  • GRADE F
  • 12MO 150
  • STATES 40
  • TIMELY 91%
  • ISSUE Attempts to collect debt n…
  • RANK #361
  • COMPOSE #505

Volume peers

Nearest volume peer: Alliant Capital Management LLC (343 complaints)

CNG Holdings IncCNG Holdings Inc342Alliant Capital Management LLCAlliant Capital Management L…343Valor Intelligent Processing, LLC (this)Valor Intelligent Processing…343Omega RMS, LLCOmega RMS, LLC345Pmab,LLCPmab,LLC345
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Valor Intelligent Processing, LLC's 343 CFPB complaints sit next to Alliant Capital Management LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 343 complaints break down

Every complaint issue type on record for Valor Intelligent Processing, LLC, not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
44.5/100
Valor Intelligent Processing, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
343
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
91%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Texas is the plurality state for Valor Intelligent Processing, LLC (15.7%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Texas 15.7%
Mid-band (15–30%) · 40 states with ≥1 filing
Seasonal peak
2025-02 8.6%
8–15% band · 3 filings
Corpus ranks
#361 volume
#505 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Valor Intelligent Processing, LLC compare to its peers?

How does Valor Intelligent Processing, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Valor Intelligent Processing, LLC National average
Complaints (last 12 mo)lower is better
150
60
268
Timely-response ratehigher is better
91%
100%
91%
Consumer-dispute ratelower is better
0%
22%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Valor Intelligent Processing, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 85%90%95%100%105% 0%10%20%30% Timely response rate (%) Dispute rate (%) Valor Intelligent Processing, LLC vs. 9 similar-volume peers, by response speed and dispute rate Alliant Capital Management LLCCNG HOLDINGS INCPMAB,LLCMercedes Benz Financial ServicesOmega RMS, LLCTorriere Holdings INCSeattle Service Bureau, IncAdvanced Collection Bureau, Inc.Clark County Collection Service
Source: CFPB Consumer Complaint Database

Valor Intelligent Processing, LLC's complaint volume in context

Valor Intelligent Processing, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

343 Top 7% higher than 93% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Valor Intelligent Processing, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2022-03 2025-12

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
155
Written notification about debt
50
Communication tactics
42
False statements or representation
33
Took or threatened to take negative or legal action
32
Electronic communications
22
Threatened to contact someone or share information improperly
9

Where do complaints against Valor Intelligent Processing, LLC come from?

Valor Intelligent Processing, LLC's own per-state count, not a national baseline.

Top states by complaints against Valor Intelligent Processing, LLC

Across 40 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Valor Intelligent Processing, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 343.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 90.9090909090909%.

4 peers

Know your rights before responding to Valor Intelligent Processing, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.