What is the most common complaint against Midwest Fidelity Services, LLC?

The most common issue consumers report about Midwest Fidelity Services, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 183 complaints filed with the CFPB.

Are complaints against Midwest Fidelity Services, LLC increasing or decreasing?

Complaints against Midwest Fidelity Services, LLC are rising. The company received 57 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Midwest Fidelity Services, LLC's reputation grade?

Midwest Fidelity Services, LLC has a reputation grade of C (score: 56.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Midwest Fidelity Services, LLC respond to consumer complaints?

Midwest Fidelity Services, LLC has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does Midwest Fidelity Services, LLC operate?

Midwest Fidelity Services, LLC has received CFPB complaints from consumers in 40 states, with the most complaints from Texas (29 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Midwest Fidelity Services, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 40 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

86
Communication tactics

28
Written notification about debt

23
False statements or representation

18
Took or threatened to take negative or legal action

12
Electronic communications

9

Data updated September 2026

CFPB complaint disposition

CCDB record midwest-fidelity-services-llc Midwest Fidelity Services, LLC

Grade C · 183 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed · vol #580 · compose #2951

VOL 183
GRADE C
12MO 57
STATES 40
TIMELY 98%
DISPUTE 17%
ISSUE Attempts to collect debt n…
RANK #580
COMPOSE #2,951

Volume peers

Nearest volume peer: ARC Management Group, LLC (183 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Midwest Fidelity Services, LLC's 183 CFPB complaints sit next to ARC Management Group, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Texas is the plurality state for Midwest Fidelity Services, LLC (15.8%)

The 2026-02 spike coincides with a 2,371-place gap between volume rank #580 and composite #2,951. Corpus placement method.

Plurality state: Texas 15.8%; Mid-band (15–30%) · 40 states with ≥1 filing
Spike month: 2026-02 16.0%; 8 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #580 volume; #2,951 composite; Cleanest-composite ladder is 2,371 places worse than volume

How does Midwest Fidelity Services, LLC compare to its peers?

How does Midwest Fidelity Services, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Midwest Fidelity Servi… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

98%

80%

91%

Consumer-dispute ratelower is better

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-08 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	86
Communication tactics	28
Written notification about debt	23
False statements or representation	18
Took or threatened to take negative or legal action	12
Electronic communications	9
Threatened to contact someone or share information improperly	4
Improper contact or sharing of info	2
Cont'd attempts collect debt not owed	1

Where do complaints against Midwest Fidelity Services, LLC come from?

Midwest Fidelity Services, LLC's own per-state count, not a national baseline.

Texas

29
Florida

17
California

16
Missouri

13
Georgia

11
Louisiana

6
Michigan

6
Virginia

6

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Midwest Fidelity Services, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 183.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 97.61904761904762%.

4 peers

Know your rights before responding to Midwest Fidelity Services, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.