This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 183 complaints

Midwest Fidelity Services, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 40 states, reputation grade C.

Complaints by issue type

What consumers report about Midwest Fidelity Services, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record midwest-fidelity-services-llc Midwest Fidelity Services, LLC

Grade C · 183 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed

  • VOL 183
  • GRADE C
  • 12MO 57
  • STATES 40
  • TIMELY 98%
  • DISPUTE 17%
  • ISSUE Attempts to collect debt n…
  • RANK #580
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: ARC Management Group, LLC (183 complaints)

ARC Management Group, LLCARC Management Group, LLC183The Stark Collection Agency, Inc.The Stark Collection Agency,…183Midwest Fidelity Services, LLC (this)Midwest Fidelity Services, L…183Accscient, LLCAccscient, LLC184Hayt Hayt & Landau, P.L. (FL)Hayt Hayt & Landau, P.L. (FL)184
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Midwest Fidelity Services, LLC's 183 CFPB complaints sit next to ARC Management Group, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 183 complaints break down

Every complaint issue type on record for Midwest Fidelity Services, LLC, not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
56.9/100
Midwest Fidelity Services, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
183
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
98%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
17%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Spiky monthly series

Texas is the plurality state for Midwest Fidelity Services, LLC (15.8%)

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Plurality state
Texas 15.8%
Mid-band (15–30%) · 40 states with ≥1 filing
Spike month
2026-02 16.0%
8 filings that month · spiky (≥15% of series)
Corpus ranks
#580 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Midwest Fidelity Services, LLC compare to its peers?

How does Midwest Fidelity Services, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Midwest Fidelity Services, LLC National average
Complaints (last 12 mo)lower is better
57
0
268
Timely-response ratehigher is better
98%
80%
91%
Consumer-dispute ratelower is better
17%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Midwest Fidelity Services, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 40%60%80%100%120% 0%20%40%60% Timely response rate (%) Dispute rate (%) Midwest Fidelity Services, LLC vs. 9 similar-volume peers, by response speed and dispute rate Midwest Fidelity Services, LLCARC Management Group, LLCThe Stark Collection Agency, Inc.The Moore Law GroupAMERICAN ADJUSTMENT BUREAU,INC.Hayt Hayt & Landau, P.L. (FL)Absolute Recovery Services, LLCFederal Adjustment Bureau, Inc.GMA Investments, LLCHealthcare Collections-I, LLC
Source: CFPB Consumer Complaint Database

Midwest Fidelity Services, LLC's complaint volume in context

Midwest Fidelity Services, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

183 Top 11% higher than 89% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). This entry sits in this band. 200–220: 536 collectors (10%). Above this entry. Midwest Fidelity Services, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2023-08 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
86
Communication tactics
28
Written notification about debt
23
False statements or representation
18
Took or threatened to take negative or legal action
12
Electronic communications
9
Threatened to contact someone or share information improperly
4
Improper contact or sharing of info
2
Cont'd attempts collect debt not owed
1

Where do complaints against Midwest Fidelity Services, LLC come from?

Midwest Fidelity Services, LLC's own per-state count, not a national baseline.

Top states by complaints against Midwest Fidelity Services, LLC

Across 40 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Midwest Fidelity Services, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 183.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 97.61904761904762%.

4 peers

Know your rights before responding to Midwest Fidelity Services, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.