State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0.1% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 11

Sorted by most complaints

Glass Mountain Capital, LLC

D
20 total complaints ↓ falling

Global Trust Management LLC

C
20 total complaints → stable

Healthcare Finance Direct LLC.

F
20 total complaints ↑ rising

International Computer Systems, Inc.

D
20 total complaints → stable

Sofi Technologies, Inc.

D
20 total complaints ↑ rising

Virtuoso Sourcing Group, LLC.

F
20 total complaints ↓ falling

Williams, Rush & Associates, LLC

F
20 total complaints ↑ rising

Bbva Financial Corporation

C
19 total complaints ↓ falling

Fay Servicing, LLC

D
19 total complaints ↓ falling

National Medical Administrators, Inc

B
19 total complaints ↓ falling

Oxford Law, LLC

C
19 total complaints ↓ falling

Pendrick Capital Partners Holding, LLC

C
19 total complaints ↓ falling

S.B.S. Trust Deed Network

C
19 total complaints → stable

Synter Resource Group, LLC.

D
19 total complaints ↓ falling

Systematic National Collection, Inc.

D
19 total complaints ↓ falling

Tesla, Inc.

D
19 total complaints ↑ rising

The Collection Connection

C
19 total complaints ↓ falling

Thunderbird Collection Specialists, Inc.

F
19 total complaints ↓ falling

Titan Revenue Solutions

C
19 total complaints ↓ falling

Universal Acceptance Corporation (NE)

B
19 total complaints ↑ rising

Van Ru Credit Corporation

C
19 total complaints ↓ falling

Vengroff Williams, Inc

D
19 total complaints ↓ falling

Weber & Associates, Inc.

F
19 total complaints ↓ falling

First Technology Federal Credit Union

D
19 total complaints ↑ rising

Account Discovery Systems, LLC

C
18 total complaints ↓ falling

Arcon Credit Solutions LLC

D
18 total complaints ↑ rising

Credit Bureau of Napa County, Inc.

D
18 total complaints ↓ falling

Concord Resolution Inc (Closed)

F
18 total complaints ↓ falling

Data and Contact Management Solutions, LLC

C
18 total complaints ↓ falling

EGL US, LLC

F
18 total complaints ↑ rising

Eastpoint Recovery Group, Inc

D
18 total complaints ↓ falling

Freeway Funding, Inc.

C
18 total complaints ↑ rising

Great Lakes

C
18 total complaints ↓ falling

Lexisnexis

F
18 total complaints → stable

Law Office of Rory W. Clark, APLC

B
18 total complaints ↓ falling

MAS Financial Services, Inc.

C
18 total complaints ↓ falling

Merchants Acceptance Corp

B
18 total complaints ↑ rising

National Recovery Solutions, LLC

C
18 total complaints → stable

Oracle Financial Group LLC.

D
18 total complaints ↓ falling

Preferred Credit Inc

C
18 total complaints ↑ rising

SG and Associates

F
18 total complaints ↑ rising

Southern Management Systems Inc.

F
18 total complaints → stable

Stuart-Lippman and Associates, Inc

D
18 total complaints ↓ falling

The Leviton Law Firm, Ltd.

D
18 total complaints ↓ falling

Torriere Holdings INC

C
18 total complaints ↑ rising

Westside Recovery Services, LLC

D
18 total complaints ↓ falling

Yamaha Motor Finance Corporation USA

D
18 total complaints ↑ rising

ABR Recovery Services LLC.

B
17 total complaints ↓ falling

AMCOL Systems, Inc.

D
17 total complaints ↓ falling

Action Professionals, Inc.

C
17 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.