What is the most common complaint against Allgate Financial, LLC?

The most common issue consumers report about Allgate Financial, LLC is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 76 complaints filed with the CFPB.

Are complaints against Allgate Financial, LLC increasing or decreasing?

Complaints against Allgate Financial, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Allgate Financial, LLC's reputation grade?

Allgate Financial, LLC has a reputation grade of C (score: 56.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Allgate Financial, LLC respond to consumer complaints?

Allgate Financial, LLC has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 26% of cases.

In how many states does Allgate Financial, LLC operate?

Allgate Financial, LLC has received CFPB complaints from consumers in 22 states, with the most complaints from California (15 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Allgate Financial, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 22 states, reputation grade C.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

23
Attempts to collect debt not owed

12
Disclosure verification of debt

11
Written notification about debt

9
Taking/threatening an illegal action

8
Took or threatened to take negative or legal action

6

Data updated September 2026

CFPB complaint disposition

CCDB record allgate-financial-llc Allgate Financial, LLC

Grade C · 76 CFPB filings · 99% timely · lead issue: Cont'd attempts collect debt not owed · vol #954 · compose #3056

VOL 76
GRADE C
12MO 0
STATES 22
TIMELY 99%
DISPUTE 26%
ISSUE Cont'd attempts collect de…
RANK #954
COMPOSE #3,056

Volume peers

Nearest volume peer: Huntington Debt Holding LLC (76 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Allgate Financial, LLC's 76 CFPB complaints sit next to Huntington Debt Holding LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

California is the plurality state for Allgate Financial, LLC (19.7%)

Volume rank #954 and composite rank #3,056 diverge by 2,102 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 19.7%; Mid-band (15–30%) · 22 states with ≥1 filing
Seasonal peak: 2022-12 14.3%; 8–15% band · 2 filings
Divergent corpus ranks: #954 volume; #3,056 composite; Cleanest-composite ladder is 2,102 places worse than volume

How does Allgate Financial, LLC compare to its peers?

How does Allgate Financial, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Allgate Financial, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

99%

100%

91%

Consumer-dispute ratelower is better

26%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-06 2026-02

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	23
Attempts to collect debt not owed	12
Disclosure verification of debt	11
Written notification about debt	9
Taking/threatening an illegal action	8
Took or threatened to take negative or legal action	6
Communication tactics	5
False statements or representation	2

Where do complaints against Allgate Financial, LLC come from?

Allgate Financial, LLC's own per-state count, not a national baseline.

California

15
Florida

10
New York

10
Georgia

8
Texas

5
Alabama

4
Maryland

3
Michigan

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Allgate Financial, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 76.

4 peers

Know your rights before responding to Allgate Financial, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.