State complaint profile
Debt collection complaints in Georgia
85,576 CFPB complaints filed against 1,879 debt collectors active in Georgia.
- Complaints
- 85,576
- Collectors
- 1,879
- Top collector
- Resurgent Capital Services L.P.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Georgia at a glance
Georgia consumers have filed 85,576 CFPB debt-collection complaints against 1,879 collectors.
- 85,576
- CFPB complaints filed
- 1,879
- collectors active here
- #1
- most-complained: Resurgent Capital Services L.P.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in Georgia
Georgia sits near the top of the state complaint ladder at #4 of 56 by absolute CFPB filings (85,576 complaints).
This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.
The collector with the most complaints from Georgia residents in this extract is Resurgent Capital Services L.P. (15% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Most-complained-about collectors in Georgia
By complaints filed from this state
- Resurgent Capital Services L.P.
Resurgent Capital Services L.P.
4,332 complaints
- Equifax, Inc.
Equifax, Inc.
4,290 complaints
- Transunion Intermediate Holdings, Inc.
Transunion Intermediate Holdings, Inc.
4,227 complaints
- Experian Information Solutions Inc.
Experian Information Solutions Inc.
4,034 complaints
- Portfolio Recovery Associates, LLC
Portfolio Recovery Associates, LLC
3,587 complaints
- CL Holdings LLC
CL Holdings LLC
3,480 complaints
- Encore Capital Group Inc.
Encore Capital Group Inc.
3,468 complaints
- CCS Financial Services, Inc.
CCS Financial Services, Inc.
2,308 complaints
What this shows These eight collectors draw the most complaints from Georgia residents, usually national bureaus and large debt buyers operating in every state.
Where Georgia's 85,576 complaints concentrate
Top-three collectors vs the rest of this state's filings
- Resurgent Capital Serv 4,332
Resurgent Capital Services L.P.
4,332 complaints
- Equifax, Inc. 4,290
Equifax, Inc.
4,290 complaints
- Transunion Intermediat 4,227
Transunion Intermediate Holdings, Inc.
4,227 complaints
- All other collectors
Remaining collectors in Georgia
72,727 complaints
What this shows The top three names account for 15% of Georgia filings in this extract, a state-specific concentration cut, not a national grade curve.
Active Debt Collectors
Sorted by most complaintsResurgent Capital Services L.P.
DEquifax, Inc.
DTransunion Intermediate Holdings, Inc.
DExperian Information Solutions Inc.
DPortfolio Recovery Associates, LLC
DCL Holdings LLC
CEncore Capital Group Inc.
DCCS Financial Services, Inc.
FNational Credit Systems,Inc.
DI.C. System, Inc.
CCapital ONE Financial Corporation
DKriya Capital, LLC
DCaine & Weiner Company, Inc.
DTransworld Systems Inc
DMedical Data Systems, Inc.
DSpring Oaks Capital, LLC
FERC
DSynchrony Financial
DWells Fargo & Company
DHW Holding, Inc
DCitibank, N.a.
DBread Financial Holdings, Inc.
CNavy Federal Credit Union
DConvergent Resources, Inc.
DRowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis
FRadius Global Solutions LLC
DBank of America, National Association
DT.S. Holdings
FJpmorgan Chase & Co.
DAmerican Express Company
DTrueAccord Corp.
DSouthwest Credit Systems, L.P.
DDiscover Bank
DAfni Inc.
DCreditors Bureau Associates
DEastern Account Systems of Connecticut, Inc.
DW&A Intermediate Co., LLC
FNCB Management Services Inc.
DRent Recovery Solutions
FSunrise Credit Services, Inc
DFair Collections & Outsourcing, Inc.
DWorld Acceptance Corporation
DAbility Recovery Services, LLC
DContract Callers Inc
DAmsher Collection Services, Inc.
DDiversified Consultants, Inc.
DAffirm Holdings, Inc
FProfessional Debt Mediation, Inc.
FSequium Asset Solutions, LLC
FCollection Management Holdings, LLC
FIf a collector is contacting you in Georgia
High-volume states still start with the federal record, then verify any state-law question with an official source.
- Start with the densest Georgia names on the chart, then open each national record before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
- File with the CFPB first (public record + 15-day company reply), then check official Georgia AG channels if needed. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with Georgia
- Resurgent Capital Services L.P. Leads Georgia complaint volume in this extract
- California complaint profile Nearest volume peer (112,020 complaints)
- New York complaint profile Nearest volume peer (53,744 complaints)
- States by complaint volume Georgia sits in the dense end of the state ladder
- Debt validation letter High filing volume - written validation is the usual first step
- Compare collectors side-by-side Check response rates for the agencies contacting Georgia residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a Georgia Resident
Georgia's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Georgia attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |