This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 179 complaints

Applied Data Finance, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 26 states, reputation grade D.

Complaints by issue type

What consumers report about Applied Data Finance, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record applied-data-finance-llc Applied Data Finance, LLC

Grade D · 179 CFPB filings · 99% timely · lead issue: Took or threatened to take negative or legal action

  • VOL 179
  • GRADE D
  • 12MO 105
  • STATES 26
  • TIMELY 99%
  • ISSUE Took or threatened to take…
  • RANK #593
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: APEX Asset Management, LLC (179 complaints)

APEX Asset Management, LLCAPEX Asset Management, LLC179Coast to Coast Financial Solutions, Inc.Coast to Coast Financial Sol…179Pollack & Rosen, P.A.Pollack & Rosen, P.A.179RMS-Recovery Management Services, Inc.RMS-Recovery Management Serv…179Applied Data Finance, LLC (this)Applied Data Finance, LLC (t…179
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Applied Data Finance, LLC's 179 CFPB complaints sit next to APEX Asset Management, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 179 complaints break down

Every complaint issue type on record for Applied Data Finance, LLC, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
49.1/100
Applied Data Finance, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
179
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
99%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Spiky monthly series

Texas is the plurality state for Applied Data Finance, LLC (15.1%)

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Plurality state
Texas 15.1%
Mid-band (15–30%) · 26 states with ≥1 filing
Spike month
2014-02 16.7%
2 filings that month · spiky (≥15% of series)
Corpus ranks
#593 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Applied Data Finance, LLC compare to its peers?

How does Applied Data Finance, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Applied Data Finance, LLC National average
Complaints (last 12 mo)lower is better
105
23
268
Timely-response ratehigher is better
99%
56%
91%
Consumer-dispute ratelower is better
0%
19%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Applied Data Finance, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 50%60%70%80%90%100%110% 10%15%20%25%30%35% Timely response rate (%) Dispute rate (%) Applied Data Finance, LLC vs. 10 similar-volume peers, by response speed and dispute rate APEX Asset Management, LLCCoast to Coast Financial Solutions, Inc.Pollack & Rosen, P.A.RMS-Recovery Management Services, Inc.Thunderbird Collection Specialists, Inc.FRESNO CREDIT BUREAUHarpeth Financial Services, LLCInvestment Retrievers, Inc.Profit Services GroupDyck-O'Neal, Inc.
Source: CFPB Consumer Complaint Database

Applied Data Finance, LLC's complaint volume in context

Applied Data Finance, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

179 Top 11% higher than 89% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). This entry sits in this band. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Applied Data Finance, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2013-08 2018-10

Issue Detail Breakdown

Issue Complaints
Took or threatened to take negative or legal action
73
Attempts to collect debt not owed
68
Communication tactics
13
False statements or representation
10
Written notification about debt
9
Threatened to contact someone or share information improperly
6

Where do complaints against Applied Data Finance, LLC come from?

Applied Data Finance, LLC's own per-state count, not a national baseline.

Top states by complaints against Applied Data Finance, LLC

Across 26 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Applied Data Finance, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 179.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.33774834437085%.

4 peers

Know your rights before responding to Applied Data Finance, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.