What is the most common complaint against Applied Data Finance, LLC?

The most common issue consumers report about Applied Data Finance, LLC is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 179 complaints filed with the CFPB.

Are complaints against Applied Data Finance, LLC increasing or decreasing?

Complaints against Applied Data Finance, LLC are rising. The company received 105 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Applied Data Finance, LLC's reputation grade?

Applied Data Finance, LLC has a reputation grade of D (score: 49.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Applied Data Finance, LLC respond to consumer complaints?

Applied Data Finance, LLC has a 99% timely response rate to CFPB complaints.

In how many states does Applied Data Finance, LLC operate?

Applied Data Finance, LLC has received CFPB complaints from consumers in 26 states, with the most complaints from Texas (27 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Applied Data Finance, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 26 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

73
Attempts to collect debt not owed

68
Communication tactics

13
False statements or representation

10
Written notification about debt

9
Threatened to contact someone or share information improperly

6

Data updated September 2026

CFPB complaint disposition

CCDB record applied-data-finance-llc Applied Data Finance, LLC

Grade D · 179 CFPB filings · 99% timely · lead issue: Took or threatened to take negative or legal action · vol #593 · compose #4217

VOL 179
GRADE D
12MO 105
STATES 26
TIMELY 99%
ISSUE Took or threatened to take…
RANK #593
COMPOSE #4,217

Volume peers

Nearest volume peer: APEX Asset Management, LLC (179 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Applied Data Finance, LLC's 179 CFPB complaints sit next to APEX Asset Management, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Texas is the plurality state for Applied Data Finance, LLC (15.1%)

The 2014-02 spike coincides with a 3,624-place gap between volume rank #593 and composite #4,217. Corpus placement method.

Plurality state: Texas 15.1%; Mid-band (15–30%) · 26 states with ≥1 filing
Spike month: 2014-02 16.7%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #593 volume; #4,217 composite; Cleanest-composite ladder is 3,624 places worse than volume

How does Applied Data Finance, LLC compare to its peers?

How does Applied Data Finance, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Applied Data Finance, … National average

Complaints (last 12 mo)lower is better

105

268

Timely-response ratehigher is better

99%

56%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-08 2018-10

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	73
Attempts to collect debt not owed	68
Communication tactics	13
False statements or representation	10
Written notification about debt	9
Threatened to contact someone or share information improperly	6

Where do complaints against Applied Data Finance, LLC come from?

Applied Data Finance, LLC's own per-state count, not a national baseline.

Texas

27
Florida

21
Arizona

20
California

17
North Carolina

14
South Carolina

10
Minnesota

8
Tennessee

8

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Applied Data Finance, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 179.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.33774834437085%.

4 peers

Know your rights before responding to Applied Data Finance, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.