This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 157 complaints

DRB-40, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 33 states, reputation grade C.

Complaints by issue type

What consumers report about DRB-40, LLC

complaints
Source CFPB Consumer Complaint Database

Data updated September 2026

CFPB complaint disposition

CCDB record drb-40-llc DRB-40, LLC

Grade C · 157 CFPB filings · 99% timely · lead issue: Communication tactics · vol #642 · compose #2607

  • VOL 157
  • GRADE C
  • 12MO 55
  • STATES 33
  • TIMELY 99%
  • DISPUTE 14%
  • ISSUE Communication tactics
  • RANK #642
  • COMPOSE #2,607

Nearest volume peer: Western-Shamrock Corporation (157 complaints)

Western-Shamrock Corporation157YSA ARM LLC DBA Oxygen XL157DRB-40, LLC (this)157Arnold Scott Harris, P.C.158Collection Services of Athen…158
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

DRB-40, LLC's 157 CFPB complaints sit next to Western-Shamrock Corporation on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

DRB-40, LLC spreads filings across 33 states - Texas leads at only 13.4%

Despite a broad state map, DRB-40, LLC still sits volume #642 against composite #2,607 - the two RankMaps diverge by 1,965 places. Corpus placement method.

Most-even geography
Lead state under 15%
Texas still leads at 13.4% across 33 states
Seasonal peak
2024-06 12.5%
8–15% band · 7 filings
Divergent corpus ranks
#642 volume
#2,607 composite
Cleanest-composite ladder is 1,965 places worse than volume

How does DRB-40, LLC compare to its peers?

How does DRB-40, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
DRB-40, LLC National average
Complaints (last 12 mo)lower is better
55
44
268
Timely-response ratehigher is better
99%
99%
91%
Consumer-dispute ratelower is better
14%
26%
19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-04 2026-03

Issue Detail Breakdown

Issue Complaints
Communication tactics 48
Attempts to collect debt not owed 34
Threatened to contact someone or share information improperly 19
Took or threatened to take negative or legal action 18
False statements or representation 15
Electronic communications 11
Written notification about debt 10
Disclosure verification of debt 1
Improper contact or sharing of info 1

Where do complaints against DRB-40, LLC come from?

DRB-40, LLC's own per-state count, not a national baseline.

Top states by complaints against DRB-40, LLC

Across 33 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for DRB-40, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Know your rights before responding to DRB-40, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.