What is the most common complaint against Richland Holdings, Inc.?

The most common issue consumers report about Richland Holdings, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 102 complaints filed with the CFPB.

Are complaints against Richland Holdings, Inc. increasing or decreasing?

Complaints against Richland Holdings, Inc. are falling. The company received 12 complaints in the last 12 months, showing improvement over prior periods.

What is Richland Holdings, Inc.'s reputation grade?

Richland Holdings, Inc. has a reputation grade of F (score: 46.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Richland Holdings, Inc. respond to consumer complaints?

Richland Holdings, Inc. has a 77% timely response rate to CFPB complaints. Consumers disputed the company's response in 31% of cases.

In how many states does Richland Holdings, Inc. operate?

Richland Holdings, Inc. has received CFPB complaints from consumers in 15 states, with the most complaints from Nevada (64 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Richland Holdings, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 15 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

44
Written notification about debt

22
False statements or representation

15
Took or threatened to take negative or legal action

9
Disclosure verification of debt

6
Cont'd attempts collect debt not owed

4

Data updated September 2026

CFPB complaint disposition

CCDB record richland-holdings-inc Richland Holdings, Inc.

Grade F · 102 CFPB filings · 77% timely · lead issue: Attempts to collect debt not owed · vol #809 · compose #4454

VOL 102
GRADE F
12MO 12
STATES 15
TIMELY 77%
DISPUTE 31%
ISSUE Attempts to collect debt n…
RANK #809
COMPOSE #4,454

Volume peers

Nearest volume peer: Critical Resolution Mediation LLC (103 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Richland Holdings, Inc.'s 102 CFPB complaints sit next to Critical Resolution Mediation LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

62.7% of Richland Holdings, Inc.'s CFPB filings land in Nevada

High volume does not equal a clean composite: Richland Holdings, Inc. is volume #809 but composite #4,454, while Nevada dominates the geography. Corpus placement method.

Dominant state: Nevada 62.7%; 64 of 102 filings · 15 states touched
Spike month: 2014-04 25.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #809 volume; #4,454 composite; Cleanest-composite ladder is 3,645 places worse than volume

How does Richland Holdings, Inc. compare to its peers?

How does RICHLAND HOLDINGS, INC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

RICHLAND HOLDINGS, INC… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

77%

98%

91%

Consumer-dispute ratelower is better

31%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-04 2020-04

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	44
Written notification about debt	22
False statements or representation	15
Took or threatened to take negative or legal action	9
Disclosure verification of debt	6
Cont'd attempts collect debt not owed	4
Communication tactics	1
Taking/threatening an illegal action	1

Where do complaints against Richland Holdings, Inc. come from?

Richland Holdings, Inc.'s own per-state count, not a national baseline.

Nevada

64
California

17
Arizona

3
Florida

3
New Mexico

2
Texas

2
Washington

2
Alaska

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Richland Holdings, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 102.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 76.53061224489795%.

4 peers

Know your rights before responding to Richland Holdings, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.