State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 48

Sorted by most complaints

Value Recovery Holding, LLC

F
1 total complaints ↑ rising

Vantage Point Group

F
1 total complaints ↑ rising

VeriCore, LLC

C
1 total complaints ↓ falling

Vion Holdco I LLC

B
1 total complaints ↑ rising

Vision Financial Services, Inc.

D
1 total complaints ↓ falling

Volvo Car Financial Services U.S., LLC

C
1 total complaints ↑ rising

WALDEN ASSET MANAGEMENT LLC (Closed)

C
1 total complaints ↓ falling

Wood Finance Inc DBA Premier Acceptance

C
1 total complaints ↑ rising

WRJ Holdings, LLC

1 total complaints ↑ rising

WT Capital Lender Services, a California Corporation

F
1 total complaints ↓ falling

Wakpamni Lake Community Corporation

D
1 total complaints ↓ falling

Waterfall Revenue Group

F
1 total complaints ↓ falling

Watertown Credit Bureau Inc

D
1 total complaints ↓ falling

We Collect Inc

F
1 total complaints ↓ falling

We Finance Inc.

F
1 total complaints ↓ falling

We Find Everyone, Inc.

1 total complaints ↑ rising

Weinstein & Riley, P.S.

B
1 total complaints ↓ falling

Weinstein, Karp & Associates, Inc.

C
1 total complaints → stable

West Bay Acquisitions, LLC

B
1 total complaints ↓ falling

Western-Shamrock Corporation

D
1 total complaints → stable

Wharthog Ventures LLC dba Loans Not Sharks

F
1 total complaints → stable

William C. Grossman Law, PLLC.

B
1 total complaints ↓ falling

Williamson and Brown, LLC

D
1 total complaints → stable

Wilner & Associates, Inc.

F
1 total complaints ↓ falling

Wyoming Credit Association

F
1 total complaints ↓ falling

Yakima County Credit Service, INC

F
1 total complaints ↓ falling

Yes Online Inc

D
1 total complaints ↓ falling

Zealandia Holding Company, Inc.

B
1 total complaints ↓ falling

Zebit, Inc.

F
1 total complaints ↓ falling

Zeller & Associates, LLC

F
1 total complaints ↓ falling

elizabeth f schwartz, p.a.

1 total complaints ↑ rising

onDemand Lending Inc.

1 total complaints ↑ rising

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.