This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 189 complaints

Galaxy Capital Acquisitions, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 44 states, reputation grade D.

Complaints by issue type

What consumers report about Galaxy Capital Acquisitions, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record galaxy-capital-acquisitions-llc Galaxy Capital Acquisitions, LLC

Grade D · 189 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed

  • VOL 189
  • GRADE D
  • 12MO 29
  • STATES 44
  • TIMELY 97%
  • DISPUTE 17%
  • ISSUE Attempts to collect debt n…
  • RANK #566
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Ava Finance, Inc (189 complaints)

Ava Finance, IncAva Finance, Inc189National Commercial Services, IncNational Commercial Services…189Galaxy Capital Acquisitions, LLC (this)Galaxy Capital Acquisitions,…189D2 Management LLCD2 Management LLC190Professional Placement Services, LLCProfessional Placement Servi…190
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Galaxy Capital Acquisitions, LLC's 189 CFPB complaints sit next to Ava Finance, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 189 complaints break down

Every complaint issue type on record for Galaxy Capital Acquisitions, LLC, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
55.4/100
Galaxy Capital Acquisitions, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
189
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
97%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
17%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

Galaxy Capital Acquisitions, LLC spreads filings across 44 states - Florida leads at only 10.1%

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Most-even geography
Lead state under 15%
Florida still leads at 10.1% across 44 states
Seasonal peak
2026-01 8.0%
8–15% band · 10 filings
Corpus ranks
#566 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Galaxy Capital Acquisitions, LLC compare to its peers?

How does Galaxy Capital Acquisitions, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Galaxy Capital Acquisitions, LLC National average
Complaints (last 12 mo)lower is better
29
136
268
Timely-response ratehigher is better
97%
96%
91%
Consumer-dispute ratelower is better
17%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Galaxy Capital Acquisitions, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 0%20%40%60%80%100%120% 5%10%15%20%25%30% Timely response rate (%) Dispute rate (%) Galaxy Capital Acquisitions, LLC vs. 8 similar-volume peers, by response speed and dispute rate Galaxy Capital Acquisitions, LLCNational Commercial Services, IncVan Ru Credit CorporationCawley & Bergmann, LLPProfessional Placement Services, LLCRevenue Recovery CorporationD2 Management LLCGREAT LAKESCredit Collections U.S.A., L.L.C.
Source: CFPB Consumer Complaint Database

Galaxy Capital Acquisitions, LLC's complaint volume in context

Galaxy Capital Acquisitions, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

189 Top 10% higher than 90% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). This entry sits in this band. 200–220: 536 collectors (10%). Above this entry. Galaxy Capital Acquisitions, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2024-04 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
63
Took or threatened to take negative or legal action
26
Written notification about debt
25
Cont'd attempts collect debt not owed
24
False statements or representation
17
Disclosure verification of debt
10
Communication tactics
8
Taking/threatening an illegal action
6
Improper contact or sharing of info
4
Threatened to contact someone or share information improperly
3

Where do complaints against Galaxy Capital Acquisitions, LLC come from?

Galaxy Capital Acquisitions, LLC's own per-state count, not a national baseline.

Top states by complaints against Galaxy Capital Acquisitions, LLC

Across 44 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Galaxy Capital Acquisitions, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 189.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.66666666666667%.

4 peers

Know your rights before responding to Galaxy Capital Acquisitions, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.