What is the most common complaint against Galaxy Capital Acquisitions, LLC?

The most common issue consumers report about Galaxy Capital Acquisitions, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 189 complaints filed with the CFPB.

Are complaints against Galaxy Capital Acquisitions, LLC increasing or decreasing?

Complaints against Galaxy Capital Acquisitions, LLC are falling. The company received 29 complaints in the last 12 months, showing improvement over prior periods.

What is Galaxy Capital Acquisitions, LLC's reputation grade?

Galaxy Capital Acquisitions, LLC has a reputation grade of D (score: 55.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Galaxy Capital Acquisitions, LLC respond to consumer complaints?

Galaxy Capital Acquisitions, LLC has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does Galaxy Capital Acquisitions, LLC operate?

Galaxy Capital Acquisitions, LLC has received CFPB complaints from consumers in 44 states, with the most complaints from Florida (19 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Galaxy Capital Acquisitions, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 44 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

63
Took or threatened to take negative or legal action

26
Written notification about debt

25
Cont'd attempts collect debt not owed

24
False statements or representation

17
Disclosure verification of debt

10

Data updated September 2026

CFPB complaint disposition

CCDB record galaxy-capital-acquisitions-llc Galaxy Capital Acquisitions, LLC

Grade D · 189 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed · vol #566 · compose #3271

VOL 189
GRADE D
12MO 29
STATES 44
TIMELY 97%
DISPUTE 17%
ISSUE Attempts to collect debt n…
RANK #566
COMPOSE #3,271

Volume peers

Nearest volume peer: Ava Finance, Inc (189 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Galaxy Capital Acquisitions, LLC's 189 CFPB complaints sit next to Ava Finance, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Galaxy Capital Acquisitions, LLC spreads filings across 44 states - Florida leads at only 10.1%

Despite a broad state map, Galaxy Capital Acquisitions, LLC still sits volume #566 against composite #3,271 - the two RankMaps diverge by 2,705 places. Corpus placement method.

Most-even geography: Lead state under 15%; Florida still leads at 10.1% across 44 states
Seasonal peak: 2026-01 8.0%; 8–15% band · 10 filings
Divergent corpus ranks: #566 volume; #3,271 composite; Cleanest-composite ladder is 2,705 places worse than volume

How does Galaxy Capital Acquisitions, LLC compare to its peers?

How does Galaxy Capital Acquisitions, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Galaxy Capital Acquisi… National average

Complaints (last 12 mo)lower is better

136

268

Timely-response ratehigher is better

97%

96%

91%

Consumer-dispute ratelower is better

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	63
Took or threatened to take negative or legal action	26
Written notification about debt	25
Cont'd attempts collect debt not owed	24
False statements or representation	17
Disclosure verification of debt	10
Communication tactics	8
Taking/threatening an illegal action	6
Improper contact or sharing of info	4
Threatened to contact someone or share information improperly	3

Where do complaints against Galaxy Capital Acquisitions, LLC come from?

Galaxy Capital Acquisitions, LLC's own per-state count, not a national baseline.

Florida

19
Texas

19
California

15
Georgia

15
New York

14
Arizona

12
Illinois

8
Massachusetts

7

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Galaxy Capital Acquisitions, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 189.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.66666666666667%.

4 peers

Know your rights before responding to Galaxy Capital Acquisitions, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.