This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 119 complaints

GVA Holdings, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 33 states, reputation grade C.

Complaints by issue type

What consumers report about GVA Holdings, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record gva-holdings-llc GVA Holdings, LLC

Grade C · 119 CFPB filings · 92% timely · lead issue: Communication tactics

  • VOL 119
  • GRADE C
  • 12MO 6
  • STATES 33
  • TIMELY 92%
  • DISPUTE 7%
  • ISSUE Communication tactics
  • RANK #755
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Credigy USA Corp. (119 complaints)

Credigy USA Corp.Credigy USA Corp.119GVA Holdings, LLC (this)GVA Holdings, LLC (this)119Adir International LLCAdir International LLC120Credico. IncCredico. Inc120Texas GuaranteedTexas Guaranteed120
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

GVA Holdings, LLC's 119 CFPB complaints sit next to Credigy USA Corp. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 119 complaints break down

Every complaint issue type on record for GVA Holdings, LLC, not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
57.6/100
GVA Holdings, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
119
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
92%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
7%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

GVA Holdings, LLC spreads filings across 33 states - California leads at only 13.4%

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Most-even geography
Lead state under 15%
California still leads at 13.4% across 33 states
Seasonal peak
2025-01 12.8%
8–15% band · 5 filings
Corpus ranks
#755 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does GVA Holdings, LLC compare to its peers?

How does GVA Holdings, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
GVA Holdings, LLC National average
Complaints (last 12 mo)lower is better
6
0
268
Timely-response ratehigher is better
92%
99%
91%
Consumer-dispute ratelower is better
7%
18%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy GVA Holdings, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 80%85%90%95%100%105% 0%10%20%30% Timely response rate (%) Dispute rate (%) GVA Holdings, LLC vs. 8 similar-volume peers, by response speed and dispute rate GVA Holdings, LLCCREDIGY USA CORP.Southern Credit Recovery, Inc.Texas GuaranteedCREDICO. INCADIR INTERNATIONAL LLCTMX Finance LLCSeterus, Inc.WHEELS FINANCIAL GROUP, LLC.
Source: CFPB Consumer Complaint Database

GVA Holdings, LLC's complaint volume in context

GVA Holdings, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

119 Top 14% higher than 86% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). This entry sits in this band. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. GVA Holdings, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2023-09 2026-03

Issue Detail Breakdown

Issue Complaints
Communication tactics
34
Attempts to collect debt not owed
17
Took or threatened to take negative or legal action
17
Cont'd attempts collect debt not owed
12
False statements or representation
11
Taking/threatening an illegal action
9
Improper contact or sharing of info
7
Electronic communications
5
Disclosure verification of debt
3
Written notification about debt
2

Where do complaints against GVA Holdings, LLC come from?

GVA Holdings, LLC's own per-state count, not a national baseline.

Top states by complaints against GVA Holdings, LLC

Across 33 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for GVA Holdings, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 119.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 92.37288135593221%.

4 peers

Know your rights before responding to GVA Holdings, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.