State complaint profile

Debt collection complaints in Utah

5,102 CFPB complaints filed against 758 debt collectors active in Utah.

Complaints
5,102
Collectors
758
Top collector
Express Recovery Services, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Utah at a glance

Utah consumers have filed 5,102 CFPB debt-collection complaints against 758 collectors.

5,102
CFPB complaints filed
758
collectors active here
#1
most-complained: Express Recovery Services, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Utah

Utah filings are dispersed: the top three collectors hold only 0.3% of 5,102 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Utah residents in this extract is Express Recovery Services, Inc. (0.3% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 4

Sorted by most complaints

Capital Management Services, LP

D
5 total complaints ↓ falling

Collection Bureau of America Ltd.

F
5 total complaints ↓ falling

Cottonwood Financial Ltd.

C
5 total complaints ↓ falling

Ditech Financial LLC

D
5 total complaints ↓ falling

Exeter Finance, LLC.

D
5 total complaints ↑ rising

Kinum, Inc., Indianapolis, IN Branch

D
5 total complaints ↑ rising

Lexisnexis

F
5 total complaints → stable

LJ Ross Associates

D
5 total complaints ↑ rising

Linebarger Goggan Blair & Sampson LLP

D
5 total complaints ↓ falling

Lockhart, Morris & Montgomery Inc.

D
5 total complaints ↑ rising

Machol & Johannes, LLC

D
5 total complaints ↓ falling

NPAS, Inc.

D
5 total complaints → stable

National Enterprise Systems, Inc.

D
5 total complaints ↓ falling

Nelnet, Inc.

D
5 total complaints ↑ rising

ONLINE Information Services, Inc.

D
5 total complaints ↑ rising

Perfection Collection

D
5 total complaints ↓ falling

Performant Financial Corporation

D
5 total complaints ↓ falling

Phoenix Financial Services LLC

D
5 total complaints ↓ falling

RC Willey

D
5 total complaints ↑ rising

Rainier Financial Group, LLC

A
5 total complaints ↓ falling

Regional Management Corporation

D
5 total complaints ↑ rising

Seattle Service Bureau, Inc

D
5 total complaints → stable

SinglePoint GI

F
5 total complaints ↑ rising

Starmark Financial LLC

F
5 total complaints ↑ rising

Synergetic Communication Inc

D
5 total complaints ↑ rising

Tesani Management Inc

A
5 total complaints ↓ falling

URS Holding, LLC

D
5 total complaints ↓ falling

Unifin Inc.

D
5 total complaints ↑ rising

United Collection Bureau, Inc.

D
5 total complaints → stable

Avante

D
4 total complaints ↓ falling

Allied Collection Services, Inc. (Nevada)

D
4 total complaints ↓ falling

Atlantic Recovery Solutions LLC

D
4 total complaints → stable

BTH Management

D
4 total complaints ↑ rising

Bliksum, LLC

F
4 total complaints ↓ falling

Central Portfolio Control Inc.

D
4 total complaints ↑ rising

Consumer Adjustment Company Incorporated

D
4 total complaints → stable

Credit Card Receivables Fund Incorporated

D
4 total complaints ↓ falling

Credit Protection Association, L.P.

D
4 total complaints ↓ falling

D&A Services, LLC

D
4 total complaints ↓ falling

Ecmc Group, Inc.

D
4 total complaints ↓ falling

Ezcorp, Inc.

D
4 total complaints ↓ falling

Eastern Account Systems of Connecticut, Inc.

D
4 total complaints ↑ rising

EdFinancial Services

C
4 total complaints ↑ rising

Fair Collections & Outsourcing, Inc.

D
4 total complaints ↑ rising

Farrell Holdings, LLC

B
4 total complaints ↓ falling

Fidelity National Information Services, Inc. (FNIS)

D
4 total complaints ↓ falling

Frontline Asset Strategies, LLC

D
4 total complaints ↓ falling

General Motors Financial Company, Inc.

D
4 total complaints ↑ rising

Kimball, Tirey & St. John LLP

D
4 total complaints ↑ rising

Kingston Data & Credit International Inc.

F
4 total complaints ↑ rising

If a collector is contacting you in Utah

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Utah resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Utah

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Utah Resident

Three parallel channels apply in Utah: the CFPB complaint form (powers this dataset), the Utah attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.