What is the most common complaint against Regional Management Corporation?

The most common issue consumers report about Regional Management Corporation is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 645 complaints filed with the CFPB.

Are complaints against Regional Management Corporation increasing or decreasing?

Complaints against Regional Management Corporation are rising. The company received 191 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Regional Management Corporation's reputation grade?

Regional Management Corporation has a reputation grade of D (score: 55.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Regional Management Corporation respond to consumer complaints?

Regional Management Corporation has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 12% of cases.

In how many states does Regional Management Corporation operate?

Regional Management Corporation has received CFPB complaints from consumers in 34 states, with the most complaints from Texas (213 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Regional Management Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 34 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

218
Communication tactics

140
Took or threatened to take negative or legal action

111
Written notification about debt

44
False statements or representation

41
Threatened to contact someone or share information improperly

36

Data updated September 2026

CFPB complaint disposition

CCDB record regional-management-corporation Regional Management Corporation

Grade D · 645 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed · vol #217 · compose #3224

VOL 645
GRADE D
12MO 191
STATES 34
TIMELY 98%
DISPUTE 12%
ISSUE Attempts to collect debt n…
RANK #217
COMPOSE #3,224

Volume peers

Nearest volume peer: Professional Finance Company, Inc. (646 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Regional Management Corporation's 645 CFPB complaints sit next to Professional Finance Company, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

33.0% of Regional Management Corporation's CFPB filings land in Texas

High volume does not equal a clean composite: Regional Management Corporation is volume #217 but composite #3,224, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 33.0%; 213 of 645 filings · 34 states touched
Spike month: 2025-06 50.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #217 volume; #3,224 composite; Cleanest-composite ladder is 3,007 places worse than volume

How does Regional Management Corporation compare to its peers?

How does Regional Management Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Regional Management Co… National average

Complaints (last 12 mo)lower is better

191

268

Timely-response ratehigher is better

98%

91%

Consumer-dispute ratelower is better

12%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-03 2025-08

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	218
Communication tactics	140
Took or threatened to take negative or legal action	111
Written notification about debt	44
False statements or representation	41
Threatened to contact someone or share information improperly	36
Improper contact or sharing of info	17
Disclosure verification of debt	15
Cont'd attempts collect debt not owed	12
Electronic communications	7

Where do complaints against Regional Management Corporation come from?

Regional Management Corporation's own per-state count, not a national baseline.

Texas

213
South Carolina

101
North Carolina

78
Alabama

43
Georgia

28
Oklahoma

24
Tennessee

18
Virginia

14

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Regional Management Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 645.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 97.94520547945206%.

4 peers

Know your rights before responding to Regional Management Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.