This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 242 complaints

Bliksum, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 22 states, reputation grade F.

Complaints by issue type

What consumers report about Bliksum, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record bliksum-llc Bliksum, LLC

Grade F · 242 CFPB filings · 79% timely · lead issue: Communication tactics · vol #461 · compose #431

  • VOL 242
  • GRADE F
  • 12MO 25
  • STATES 22
  • TIMELY 79%
  • DISPUTE 18%
  • ISSUE Communication tactics
  • RANK #461
  • COMPOSE #431

Volume peers

Nearest volume peer: Medical-Commercial Audit Inc (242 complaints)

Medical-Commercial Audit IncMedical-Commercial Audit Inc242Bliksum, LLC (this)Bliksum, LLC (this)242Aspen National Financial, Inc.Aspen National Financial, In…243Smith, Rouchon & Associates, Inc.Smith, Rouchon & Associates,…244Nationwide Credit & Collection, Inc.Nationwide Credit & Collecti…245
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Bliksum, LLC's 242 CFPB complaints sit next to Medical-Commercial Audit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 242 complaints break down

Every complaint issue type on record for Bliksum, LLC, not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
48.1/100
Bliksum, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
242
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response B
79%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
18%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

71.9% of Bliksum, LLC's CFPB filings land in California

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
California 71.9%
174 of 242 filings · 22 states touched
Seasonal peak
2026-01 13.4%
8–15% band · 11 filings
Corpus ranks
#461 volume
#431 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Bliksum, LLC compare to its peers?

How does Bliksum, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Bliksum, LLC National average
Complaints (last 12 mo)lower is better
25
75
268
Timely-response ratehigher is better
79%
100%
91%
Consumer-dispute ratelower is better
18%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Bliksum, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 75%80%85%90%95%100%105% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Bliksum, LLC vs. 8 similar-volume peers, by response speed and dispute rate Bliksum, LLCMedical-Commercial Audit IncAspen National Financial, Inc.SMITH, ROUCHON & ASSOCIATES, INC.Altisource Portfolio Solutions, S.à r.l.Nationwide Credit & Collection, Inc.Aqua Finance, Inc.RGS Financial, Inc.Merchants and Professional Bureau, Inc.
Source: CFPB Consumer Complaint Database

Bliksum, LLC's complaint volume in context

Bliksum, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

242 Top 9% higher than 91% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Bliksum, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2023-11 2026-03

Issue Detail Breakdown

Issue Complaints
Communication tactics
60
Attempts to collect debt not owed
54
Took or threatened to take negative or legal action
39
Threatened to contact someone or share information improperly
29
False statements or representation
21
Written notification about debt
18
Improper contact or sharing of info
13
Cont'd attempts collect debt not owed
3
Taking/threatening an illegal action
3
Disclosure verification of debt
2

Where do complaints against Bliksum, LLC come from?

Bliksum, LLC's own per-state count, not a national baseline.

Top states by complaints against Bliksum, LLC

Across 22 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Bliksum, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 242.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 78.72340425531915%.

4 peers

Know your rights before responding to Bliksum, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.