State complaint profile

Debt collection complaints in Delaware

5,202 CFPB complaints filed against 642 debt collectors active in Delaware.

Complaints
5,202
Collectors
642
Top collector
Transunion Intermediate Holdings, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Delaware at a glance

Delaware consumers have filed 5,202 CFPB debt-collection complaints against 642 collectors.

5,202
CFPB complaints filed
642
collectors active here
#1
most-complained: Transunion Intermediate Holdings, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Delaware

Delaware filings are dispersed: the top three collectors hold only 15% of 5,202 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Delaware residents in this extract is Transunion Intermediate Holdings, Inc. (15% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Most-complained-about collectors in Delaware

By complaints filed from this state

complaints

What this shows These eight collectors draw the most complaints from Delaware residents, usually national bureaus and large debt buyers operating in every state.

Source CFPB Consumer Complaint Database

Where Delaware's 5,202 complaints concentrate

Top-three collectors vs the rest of this state's filings

complaints

What this shows The top three names account for 15% of Delaware filings in this extract, a state-specific concentration cut, not a national grade curve.

Source CFPB Consumer Complaint Database

Active Debt Collectors

Sorted by most complaints

Transunion Intermediate Holdings, Inc.

D
269 total complaints ↑ rising

Equifax, Inc.

D
259 total complaints ↑ rising

Transworld Systems Inc

D
253 total complaints → stable

Experian Information Solutions Inc.

D
229 total complaints ↑ rising

Encore Capital Group Inc.

D
215 total complaints ↑ rising

Resurgent Capital Services L.P.

D
214 total complaints ↑ rising

Portfolio Recovery Associates, LLC

D
192 total complaints ↑ rising

CL Holdings LLC

C
177 total complaints ↑ rising

CCS Financial Services, Inc.

F
138 total complaints ↑ rising

Southwest Credit Systems, L.P.

D
101 total complaints → stable

Capital ONE Financial Corporation

D
72 total complaints → stable

Synchrony Financial

D
71 total complaints → stable

Kriya Capital, LLC

D
66 total complaints ↑ rising

BYL Collection Services

D
58 total complaints ↓ falling

Citibank, N.a.

D
58 total complaints → stable

Caine & Weiner Company, Inc.

D
55 total complaints ↑ rising

National Credit Adjusters, LLC

D
51 total complaints ↑ rising

I.C. System, Inc.

C
44 total complaints ↑ rising

NRA Group, LLC

D
44 total complaints ↑ rising

Convergent Resources, Inc.

D
42 total complaints ↓ falling

ERC

D
40 total complaints ↓ falling

Wells Fargo & Company

D
40 total complaints ↑ rising

Bread Financial Holdings, Inc.

C
39 total complaints ↑ rising

Waterfall Revenue Group

F
39 total complaints ↓ falling

National Credit Systems,Inc.

D
36 total complaints ↑ rising

Spring Oaks Capital, LLC

F
35 total complaints ↑ rising

Discover Bank

D
34 total complaints ↓ falling

Jpmorgan Chase & Co.

D
34 total complaints ↑ rising

Radius Global Solutions LLC

D
30 total complaints ↑ rising

Sunrise Credit Services, Inc

D
30 total complaints ↑ rising

Penn Credit Corporation

D
29 total complaints ↓ falling

Bank of America, National Association

D
26 total complaints → stable

Credit Acceptance Corporation

D
26 total complaints ↑ rising

NCB Management Services Inc.

D
26 total complaints ↑ rising

Cavalry Investments, LLC

D
25 total complaints → stable

Enova International, Inc.

D
24 total complaints → stable

TrueAccord Corp.

D
23 total complaints ↑ rising

Bay Area Receivables, Inc

D
22 total complaints ↓ falling

Diversified Adjustment Service, Inc.

D
22 total complaints → stable

American Express Company

D
21 total complaints ↑ rising

Amsher Collection Services, Inc.

D
20 total complaints ↓ falling

Fair Collections & Outsourcing, Inc.

D
20 total complaints ↑ rising

Lyons, Doughty & Veldhuis, PC

D
20 total complaints → stable

V and H Portfolio

D
20 total complaints ↑ rising

Affirm Holdings, Inc

F
18 total complaints ↑ rising

HW Holding, Inc

D
18 total complaints → stable

Midwest Recovery Systems

F
18 total complaints ↓ falling

Navient Solutions, LLC.

D
18 total complaints ↓ falling

BTH Management

D
17 total complaints ↑ rising

Central Portfolio Control Inc.

D
17 total complaints ↑ rising

If a collector is contacting you in Delaware

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Delaware resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Delaware

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Delaware Resident

Three parallel channels apply in Delaware: the CFPB complaint form (powers this dataset), the Delaware attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.