What is the most common complaint against BTH Management?

The most common issue consumers report about BTH Management is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 1,766 complaints filed with the CFPB.

Are complaints against BTH Management increasing or decreasing?

Complaints against BTH Management are rising. The company received 929 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is BTH Management's reputation grade?

BTH Management has a reputation grade of D (score: 52.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does BTH Management respond to consumer complaints?

BTH Management has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 23% of cases.

In how many states does BTH Management operate?

BTH Management has received CFPB complaints from consumers in 47 states, with the most complaints from Texas (339 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

BTH Management - Debt Collector Complaint Profile

CFPB complaint profile across 47 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

749
Written notification about debt

370
Took or threatened to take negative or legal action

296
False statements or representation

220
Communication tactics

41
Electronic communications

34

Data updated September 2026

CFPB complaint disposition

CCDB record bth-management BTH Management

Grade D · 1,766 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #99 · compose #3815

VOL 1,766
GRADE D
12MO 929
STATES 47
TIMELY 99%
DISPUTE 23%
ISSUE Attempts to collect debt n…
RANK #99
COMPOSE #3,815

Volume peers

Nearest volume peer: CMRE Financial Services, Inc. (1,769 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

BTH Management's 1,766 CFPB complaints sit next to CMRE Financial Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Texas is the plurality state for BTH Management (19.2%)

Volume rank #99 and composite rank #3,815 diverge by 3,716 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 19.2%; Mid-band (15–30%) · 47 states with ≥1 filing
Seasonal peak: 2025-03 9.1%; 8–15% band · 10 filings
Divergent corpus ranks: #99 volume; #3,815 composite; Cleanest-composite ladder is 3,716 places worse than volume

How does BTH Management compare to its peers?

How does BTH Management compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

BTH Management National average

Complaints (last 12 mo)lower is better

929

268

Timely-response ratehigher is better

99%

95%

91%

Consumer-dispute ratelower is better

23%

24%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-03 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	749
Written notification about debt	370
Took or threatened to take negative or legal action	296
False statements or representation	220
Communication tactics	41
Electronic communications	34
Threatened to contact someone or share information improperly	29
Disclosure verification of debt	15
Cont'd attempts collect debt not owed	11
Taking/threatening an illegal action	1

Where do complaints against BTH Management come from?

BTH Management's own per-state count, not a national baseline.

Texas

339
Louisiana

154
Georgia

138
South Carolina

106
Ohio

99
Florida

98
Tennessee

87
California

77

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for BTH Management: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1,766.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 98.52724594992637%.

4 peers

Know your rights before responding to BTH Management: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.