State complaint profile

Debt collection complaints in Utah

5,102 CFPB complaints filed against 758 debt collectors active in Utah.

Complaints
5,102
Collectors
758
Top collector
Express Recovery Services, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Utah at a glance

Utah consumers have filed 5,102 CFPB debt-collection complaints against 758 collectors.

5,102
CFPB complaints filed
758
collectors active here
#1
most-complained: Express Recovery Services, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Utah

Utah filings are dispersed: the top three collectors hold only 0.2% of 5,102 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Utah residents in this extract is Express Recovery Services, Inc. (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 5

Sorted by most complaints

LTD Financial Services, L.P.

D
4 total complaints ↓ falling

Navy Federal Credit Union

D
4 total complaints ↑ rising

Oportun Financial Corporation

C
4 total complaints ↑ rising

OneMain Finance Corporation

F
4 total complaints ↑ rising

Retrieval-Masters Creditors Bureau, Inc., Elmsford, NY Branch

D
4 total complaints ↓ falling

SCA Collections, Inc.

D
4 total complaints ↓ falling

Shepherd Outsourcing, LLC

F
4 total complaints ↑ rising

TSC Accounts Receivable Solutions

F
4 total complaints ↓ falling

Titanium Funds

C
4 total complaints → stable

Torriere Holdings INC

C
4 total complaints ↑ rising

Turning Point Solutions LLC

C
4 total complaints ↓ falling

Utah System of Higher Education

B
4 total complaints ↓ falling

Valor Intelligent Processing, LLC

F
4 total complaints ↑ rising

Velocity Portfolio Group

D
4 total complaints → stable

WVH, LLC

C
4 total complaints ↑ rising

Aargon Agency, Inc.

F
3 total complaints → stable

Absolute Resolutions Corp.

C
3 total complaints ↑ rising

Advanced Credit Management

B
3 total complaints ↑ rising

Alliance One, Inc.

D
3 total complaints ↓ falling

Alliant Capital Management LLC

D
3 total complaints → stable

American Collection Services, Inc. (OK, TX)

C
3 total complaints ↓ falling

BC Services, Inc.

F
3 total complaints ↓ falling

Collection Bureau Incorporated

D
3 total complaints ↓ falling

Capital Link Management, LLC

F
3 total complaints ↓ falling

Clark County Collection Service

D
3 total complaints → stable

Client Services, Inc.

D
3 total complaints → stable

Collection Management Holdings, LLC

F
3 total complaints ↑ rising

Commonwealth Financial Systems, Inc.

F
3 total complaints ↓ falling

Concord Servicing Corporation

C
3 total complaints ↑ rising

Conn's, Inc.

D
3 total complaints ↓ falling

Continental Finance Company, LLC

C
3 total complaints ↑ rising

Continental Services Group, Inc. d/b/a ConServe

C
3 total complaints → stable

DLC, LLC

C
3 total complaints → stable

Designed Receivable Solutions, Inc.

D
3 total complaints ↓ falling

FMA Alliance, Ltd.

C
3 total complaints → stable

Financial Business and Consumer Solutions.

D
3 total complaints ↓ falling

First National Collection Bureau, Inc.

D
3 total complaints ↓ falling

Focus Holding Company

D
3 total complaints ↓ falling

Global Trust Management LLC

C
3 total complaints → stable

Green Square Company LLC.

F
3 total complaints ↓ falling

Hyundai Capital America

C
3 total complaints ↑ rising

Harpeth Financial Services, LLC

C
3 total complaints ↑ rising

Healthcare Finance Direct LLC.

F
3 total complaints ↑ rising

Hillcrest Davidson & Associates

D
3 total complaints ↓ falling

January Technologies, Inc

F
3 total complaints ↑ rising

Keycorp

D
3 total complaints ↓ falling

Mariner Finance, LLC

D
3 total complaints ↑ rising

Marauder Corporation

F
3 total complaints ↑ rising

McCarthy, Burgess & Wolff, Inc.

D
3 total complaints ↓ falling

Meridian Financial Services, Inc.

D
3 total complaints ↑ rising

If a collector is contacting you in Utah

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Utah resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Utah

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Utah Resident

Three parallel channels apply in Utah: the CFPB complaint form (powers this dataset), the Utah attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.