This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 950 complaints

Kimball, Tirey & St. John LLP - Debt Collector Complaint Profile

CFPB complaint profile across 38 states, reputation grade D.

Complaints by issue type

What consumers report about Kimball, Tirey & St. John LLP

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record kimball-tirey-st-john-llp Kimball, Tirey & St. John LLP

Grade D · 950 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed · vol #160 · compose #271

  • VOL 950
  • GRADE D
  • 12MO 319
  • STATES 38
  • TIMELY 96%
  • DISPUTE 19%
  • ISSUE Attempts to collect debt n…
  • RANK #160
  • COMPOSE #271

Volume peers

Nearest volume peer: Paramount Recovery Systems, L.P. (948 complaints)

First National Collection Bureau, Inc.First National Collection Bu…940Pressler & Pressler, LLPPressler & Pressler, LLP946Adler Wallach & Associates, Inc.Adler Wallach & Associates, …947Paramount Recovery Systems, L.P.Paramount Recovery Systems, …948Kimball, Tirey & St. John LLP (this)Kimball, Tirey & St. John LL…950
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Kimball, Tirey & St. John LLP's 950 CFPB complaints sit next to Paramount Recovery Systems, L.P. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 950 complaints break down

Every complaint issue type on record for Kimball, Tirey & St. John LLP, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
52.9/100
Kimball, Tirey & St. John LLP

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
950
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
96%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
19%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

74.5% of Kimball, Tirey & St. John LLP's CFPB filings land in California

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
California 74.5%
708 of 950 filings · 38 states touched
Even monthly load
Peak under 8%
Highest month 2025-07 at 7.7% (6 filings)
Corpus ranks
#160 volume
#271 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Kimball, Tirey & St. John LLP compare to its peers?

How does Kimball, Tirey & St. John LLP compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Kimball, Tirey & St. John LLP National average
Complaints (last 12 mo)lower is better
319
3
268
Timely-response ratehigher is better
96%
97%
91%
Consumer-dispute ratelower is better
19%
24%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Kimball, Tirey & St. John LLP a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 11 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 75%80%85%90%95%100%105% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Kimball, Tirey & St. John LLP vs. 10 similar-volume peers, by response speed and dispute rate Kimball, Tirey & St. John LLPParamount Recovery Systems, L.P.Adler Wallach & Associates, Inc.Pressler & Pressler, LLPFirst National Collection Bureau, Inc.URS Holding, LLCAES/PHEAAFirst Federal Credit Control, Inc.ZWICKER & ASSOCIATESCredit Protection Association, L.P.Professional Recovery Management
Source: CFPB Consumer Complaint Database

Kimball, Tirey & St. John LLP's complaint volume in context

Kimball, Tirey & St. John LLP vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

950 Top 3% higher than 97% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Kimball, Tirey & St. John LLP 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2023-12 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
392
False statements or representation
185
Written notification about debt
145
Took or threatened to take negative or legal action
130
Cont'd attempts collect debt not owed
39
Disclosure verification of debt
22
Communication tactics
18
Threatened to contact someone or share information improperly
11
Improper contact or sharing of info
4
Taking/threatening an illegal action
3

Where do complaints against Kimball, Tirey & St. John LLP come from?

Kimball, Tirey & St. John LLP's own per-state count, not a national baseline.

Top states by complaints against Kimball, Tirey & St. John LLP

Across 38 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Kimball, Tirey & St. John LLP: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 950.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.36150234741784%.

4 peers

Know your rights before responding to Kimball, Tirey & St. John LLP: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.