What is the most common complaint against Kimball, Tirey & St. John LLP?

The most common issue consumers report about Kimball, Tirey & St. John LLP is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 950 complaints filed with the CFPB.

Are complaints against Kimball, Tirey & St. John LLP increasing or decreasing?

Complaints against Kimball, Tirey & St. John LLP are rising. The company received 319 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Kimball, Tirey & St. John LLP's reputation grade?

Kimball, Tirey & St. John LLP has a reputation grade of D (score: 52.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Kimball, Tirey & St. John LLP respond to consumer complaints?

Kimball, Tirey & St. John LLP has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 19% of cases.

In how many states does Kimball, Tirey & St. John LLP operate?

Kimball, Tirey & St. John LLP has received CFPB complaints from consumers in 38 states, with the most complaints from California (708 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Kimball, Tirey & St. John LLP - Debt Collector Complaint Profile

CFPB complaint profile across 38 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

392
False statements or representation

185
Written notification about debt

145
Took or threatened to take negative or legal action

130
Cont'd attempts collect debt not owed

39
Disclosure verification of debt

22

Data updated September 2026

CFPB complaint disposition

CCDB record kimball-tirey-st-john-llp Kimball, Tirey & St. John LLP

Grade D · 950 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed · vol #160 · compose #3741

VOL 950
GRADE D
12MO 319
STATES 38
TIMELY 96%
DISPUTE 19%
ISSUE Attempts to collect debt n…
RANK #160
COMPOSE #3,741

Volume peers

Nearest volume peer: Paramount Recovery Systems, L.P. (948 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Kimball, Tirey & St. John LLP's 950 CFPB complaints sit next to Paramount Recovery Systems, L.P. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

74.5% of Kimball, Tirey & St. John LLP's CFPB filings land in California

High volume does not equal a clean composite: Kimball, Tirey & St. John LLP is volume #160 but composite #3,741, while California dominates the geography. Corpus placement method.

Dominant state: California 74.5%; 708 of 950 filings · 38 states touched
Even monthly load: Peak under 8%; Highest month 2025-07 at 7.7% (6 filings)
Divergent corpus ranks: #160 volume; #3,741 composite; Cleanest-composite ladder is 3,581 places worse than volume

How does Kimball, Tirey & St. John LLP compare to its peers?

How does Kimball, Tirey & St. John LLP compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Kimball, Tirey & St. J… National average

Complaints (last 12 mo)lower is better

319

268

Timely-response ratehigher is better

96%

97%

91%

Consumer-dispute ratelower is better

19%

24%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-12 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	392
False statements or representation	185
Written notification about debt	145
Took or threatened to take negative or legal action	130
Cont'd attempts collect debt not owed	39
Disclosure verification of debt	22
Communication tactics	18
Threatened to contact someone or share information improperly	11
Improper contact or sharing of info	4
Taking/threatening an illegal action	3

Where do complaints against Kimball, Tirey & St. John LLP come from?

Kimball, Tirey & St. John LLP's own per-state count, not a national baseline.

California

708
Texas

33
Arizona

24
Nevada

20
Florida

16
New York

15
Georgia

12
Virginia

11

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Kimball, Tirey & St. John LLP: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 950.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.36150234741784%.

4 peers

Know your rights before responding to Kimball, Tirey & St. John LLP: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.