State complaint profile

Debt collection complaints in Utah

5,102 CFPB complaints filed against 758 debt collectors active in Utah.

Complaints
5,102
Collectors
758
Top collector
Express Recovery Services, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Utah at a glance

Utah consumers have filed 5,102 CFPB debt-collection complaints against 758 collectors.

5,102
CFPB complaints filed
758
collectors active here
#1
most-complained: Express Recovery Services, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Utah

Utah filings are dispersed: the top three collectors hold only 0.5% of 5,102 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Utah residents in this extract is Express Recovery Services, Inc. (0.5% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 3

Sorted by most complaints

Rausch Sturm LLP

F
9 total complaints ↑ rising

Security Credit Services, LLC

D
9 total complaints ↑ rising

Strategic Alliances, Inc.

D
9 total complaints ↓ falling

Zions Bancorporation

C
9 total complaints ↓ falling

Acima Credit, LLC

C
8 total complaints ↑ rising

Asset Recovery Solutions, LLC

D
8 total complaints ↓ falling

CNG Financial Corporation

D
8 total complaints → stable

Constantino Law Office, P.C.

B
8 total complaints ↓ falling

Credit Service of Logan, Inc.

C
8 total complaints ↓ falling

Epn, Inc.

F
8 total complaints ↓ falling

Firstsource Business Process Services, LLC

D
8 total complaints → stable

Gentry Finance Corporation

B
8 total complaints ↓ falling

PDQ Check Exchange LC

B
8 total complaints ↓ falling

PlusFour, Inc

F
8 total complaints ↓ falling

RentDebt Automated Collections, LLC

D
8 total complaints ↑ rising

Westlake Services, LLC

D
8 total complaints ↑ rising

Community Choice Financial, Inc.

D
7 total complaints ↓ falling

Cannon & Cannon Firm PC

B
7 total complaints ↓ falling

Financial Credit Service, Inc.

D
7 total complaints ↓ falling

NRA Group, LLC

D
7 total complaints ↑ rising

PNC Bank N.A.

D
7 total complaints → stable

Pinnacle Credit Services, LLC

D
7 total complaints ↓ falling

The Bureaus, Inc.

D
7 total complaints → stable

Zions Debt Holdings

F
7 total complaints ↑ rising

Ally Financial Inc.

D
6 total complaints ↑ rising

Ability Recovery Services, LLC

D
6 total complaints ↑ rising

Ad Astra Recovery Services Inc

D
6 total complaints ↓ falling

Citizens Financial Group, Inc.

C
6 total complaints → stable

Capio Partners, LLC

C
6 total complaints → stable

Direct Recovery Services, LLC

F
6 total complaints ↓ falling

Guglielmo and Associates

D
6 total complaints → stable

Harris & Harris, Ltd.

D
6 total complaints ↑ rising

Kikoff Inc.

F
6 total complaints ↑ rising

Liberty Holdings, LLC

F
6 total complaints ↓ falling

QC Holdings Inc

C
6 total complaints → stable

Real Time Group, Inc.

D
6 total complaints ↓ falling

SIMM Associates, Inc.

D
6 total complaints → stable

State Collection Service, Inc.

D
6 total complaints ↓ falling

Truist Financial Corporation

F
6 total complaints ↑ rising

Wakefield & Associates, Inc.

F
6 total complaints ↓ falling

AES/Pheaa

D
5 total complaints ↓ falling

APG Financial Inc

C
5 total complaints ↑ rising

Allied International Credit Corp., (US)

C
5 total complaints ↓ falling

American Management Services, Inc.

D
5 total complaints ↑ rising

Braviant Holdings, LLC

D
5 total complaints → stable

Cashcall, Inc.

D
5 total complaints ↓ falling

CLGF Holdco 1, LLC

F
5 total complaints ↑ rising

Coast Professional, Inc.

D
5 total complaints ↓ falling

Contract Callers Inc

D
5 total complaints ↑ rising

Capital Accounts, LLC

F
5 total complaints ↓ falling

If a collector is contacting you in Utah

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Utah resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Utah

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Utah Resident

Three parallel channels apply in Utah: the CFPB complaint form (powers this dataset), the Utah attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.