What is the most common complaint against Atlantic Recovery Solutions LLC?

The most common issue consumers report about Atlantic Recovery Solutions LLC is "Communication tactics", specifically "Frequent or repeated calls". This is based on 450 complaints filed with the CFPB.

Are complaints against Atlantic Recovery Solutions LLC increasing or decreasing?

Complaints against Atlantic Recovery Solutions LLC have been stable. The company received 98 complaints in the last 12 months.

What is Atlantic Recovery Solutions LLC's reputation grade?

Atlantic Recovery Solutions LLC has a reputation grade of D (score: 51.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Atlantic Recovery Solutions LLC respond to consumer complaints?

Atlantic Recovery Solutions LLC has a 85% timely response rate to CFPB complaints. Consumers disputed the company's response in 9% of cases.

In how many states does Atlantic Recovery Solutions LLC operate?

Atlantic Recovery Solutions LLC has received CFPB complaints from consumers in 45 states, with the most complaints from California (48 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Atlantic Recovery Solutions LLC - Debt Collector Complaint Profile

CFPB complaint profile across 45 states, reputation grade D.

Compiled by PlainCollector

Communication tactics

172
Attempts to collect debt not owed

63
Threatened to contact someone or share information improperly

50
Took or threatened to take negative or legal action

47
Written notification about debt

39
False statements or representation

23

Data updated September 2026

CFPB complaint disposition

CCDB record atlantic-recovery-solutions-llc Atlantic Recovery Solutions LLC

Grade D · 450 CFPB filings · 85% timely · lead issue: Communication tactics · vol #301 · compose #3883

VOL 450
GRADE D
12MO 98
STATES 45
TIMELY 85%
DISPUTE 9%
ISSUE Communication tactics
RANK #301
COMPOSE #3,883

Volume peers

Nearest volume peer: Patient Accounting Service Center (448 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Atlantic Recovery Solutions LLC's 450 CFPB complaints sit next to Patient Accounting Service Center on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Atlantic Recovery Solutions LLC spreads filings across 45 states - California leads at only 10.7%

Despite a broad state map, Atlantic Recovery Solutions LLC still sits volume #301 against composite #3,883 - the two RankMaps diverge by 3,582 places. Corpus placement method.

Most-even geography: Lead state under 15%; California still leads at 10.7% across 45 states
Spike month: 2014-09 33.3%; 7 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #301 volume; #3,883 composite; Cleanest-composite ladder is 3,582 places worse than volume

How does Atlantic Recovery Solutions LLC compare to its peers?

How does Atlantic Recovery Solutions LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Atlantic Recovery Solu… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

85%

90%

91%

Consumer-dispute ratelower is better

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-07 2015-10

Issue Detail Breakdown

Issue	Complaints
Communication tactics	172
Attempts to collect debt not owed	63
Threatened to contact someone or share information improperly	50
Took or threatened to take negative or legal action	47
Written notification about debt	39
False statements or representation	23
Improper contact or sharing of info	17
Electronic communications	16
Cont'd attempts collect debt not owed	11
Taking/threatening an illegal action	9

Where do complaints against Atlantic Recovery Solutions LLC come from?

Atlantic Recovery Solutions LLC's own per-state count, not a national baseline.

California

48
Texas

46
New York

42
Florida

35
Pennsylvania

29
Illinois

17
Michigan

16
Ohio

16

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Atlantic Recovery Solutions LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 450.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 85.04672897196261%.

4 peers

Know your rights before responding to Atlantic Recovery Solutions LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.