What is the most common complaint against Credit Protection Association, L.P.?

The most common issue consumers report about Credit Protection Association, L.P. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 980 complaints filed with the CFPB.

Are complaints against Credit Protection Association, L.P. increasing or decreasing?

Complaints against Credit Protection Association, L.P. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Credit Protection Association, L.P.'s reputation grade?

Credit Protection Association, L.P. has a reputation grade of D (score: 52.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credit Protection Association, L.P. respond to consumer complaints?

Credit Protection Association, L.P. has a 91% timely response rate to CFPB complaints. Consumers disputed the company's response in 8% of cases.

In how many states does Credit Protection Association, L.P. operate?

Credit Protection Association, L.P. has received CFPB complaints from consumers in 50 states, with the most complaints from Florida (234 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit Protection Association, L.P. - Debt Collector Complaint Profile

CFPB complaint profile across 50 states, reputation grade D.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

366
Attempts to collect debt not owed

196
Disclosure verification of debt

120
Communication tactics

91
Written notification about debt

83
False statements or representation

67

Data updated September 2026

CFPB complaint disposition

CCDB record credit-protection-association-lp Credit Protection Association, L.P.

Grade D · 980 CFPB filings · 91% timely · lead issue: Cont'd attempts collect debt not owed · vol #157 · compose #3750

VOL 980
GRADE D
12MO 0
STATES 50
TIMELY 91%
DISPUTE 8%
ISSUE Cont'd attempts collect de…
RANK #157
COMPOSE #3,750

Volume peers

Nearest volume peer: First Federal Credit Control, Inc. (974 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Protection Association, L.P.'s 980 CFPB complaints sit next to First Federal Credit Control, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Florida is the plurality state for Credit Protection Association, L.P. (23.9%)

Volume rank #157 and composite rank #3,750 diverge by 3,593 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Florida 23.9%; Mid-band (15–30%) · 50 states with ≥1 filing
Seasonal peak: 2025-01 9.2%; 8–15% band · 24 filings
Divergent corpus ranks: #157 volume; #3,750 composite; Cleanest-composite ladder is 3,593 places worse than volume

How does Credit Protection Association, L.P. compare to its peers?

How does Credit Protection Association, L.P. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credit Protection Asso… National average

Complaints (last 12 mo)lower is better

157

268

Timely-response ratehigher is better

91%

100%

91%

Consumer-dispute ratelower is better

20%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	366
Attempts to collect debt not owed	196
Disclosure verification of debt	120
Communication tactics	91
Written notification about debt	83
False statements or representation	67
Took or threatened to take negative or legal action	27
Improper contact or sharing of info	22
Threatened to contact someone or share information improperly	5
Taking/threatening an illegal action	3

Where do complaints against Credit Protection Association, L.P. come from?

Credit Protection Association, L.P.'s own per-state count, not a national baseline.

Florida

234
Texas

115
California

75
New York

54
Georgia

42
Illinois

38
Maryland

35
Arizona

28

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Protection Association, L.P.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 980.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 91.3265306122449%.

4 peers

Know your rights before responding to Credit Protection Association, L.P.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.