What is the most common complaint against Credit Card Receivables Fund Incorporated?

The most common issue consumers report about Credit Card Receivables Fund Incorporated is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 467 complaints filed with the CFPB.

Are complaints against Credit Card Receivables Fund Incorporated increasing or decreasing?

Complaints against Credit Card Receivables Fund Incorporated are falling. The company received 31 complaints in the last 12 months, showing improvement over prior periods.

What is Credit Card Receivables Fund Incorporated's reputation grade?

Credit Card Receivables Fund Incorporated has a reputation grade of D (score: 49.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credit Card Receivables Fund Incorporated respond to consumer complaints?

Credit Card Receivables Fund Incorporated has a 95% timely response rate to CFPB complaints. Consumers disputed the company's response in 28% of cases.

In how many states does Credit Card Receivables Fund Incorporated operate?

Credit Card Receivables Fund Incorporated has received CFPB complaints from consumers in 42 states, with the most complaints from California (73 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit Card Receivables Fund Incorporated - Debt Collector Complaint Profile

CFPB complaint profile across 42 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

147
Took or threatened to take negative or legal action

76
Written notification about debt

75
False statements or representation

42
Cont'd attempts collect debt not owed

36
Disclosure verification of debt

35

Data updated September 2026

CFPB complaint disposition

CCDB record credit-card-receivables-fund-incorporated Credit Card Receivables Fund Incorporated

Grade D · 467 CFPB filings · 95% timely · lead issue: Attempts to collect debt not owed · vol #290 · compose #4166

VOL 467
GRADE D
12MO 31
STATES 42
TIMELY 95%
DISPUTE 28%
ISSUE Attempts to collect debt n…
RANK #290
COMPOSE #4,166

Volume peers

Nearest volume peer: Fidelity Capital Holdings, Inc (466 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Card Receivables Fund Incorporated's 467 CFPB complaints sit next to Fidelity Capital Holdings, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

California is the plurality state for Credit Card Receivables Fund Incorporated (15.6%)

Volume rank #290 and composite rank #4,166 diverge by 3,876 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 15.6%; Mid-band (15–30%) · 42 states with ≥1 filing
Seasonal peak: 2026-01 8.2%; 8–15% band · 16 filings
Divergent corpus ranks: #290 volume; #4,166 composite; Cleanest-composite ladder is 3,876 places worse than volume

How does Credit Card Receivables Fund Incorporated compare to its peers?

How does Credit Card Receivables Fund Incorporated compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credit Card Receivable… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

95%

46%

91%

Consumer-dispute ratelower is better

28%

40%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	147
Took or threatened to take negative or legal action	76
Written notification about debt	75
False statements or representation	42
Cont'd attempts collect debt not owed	36
Disclosure verification of debt	35
Taking/threatening an illegal action	32
Communication tactics	17
Threatened to contact someone or share information improperly	4
Improper contact or sharing of info	3

Where do complaints against Credit Card Receivables Fund Incorporated come from?

Credit Card Receivables Fund Incorporated's own per-state count, not a national baseline.

California

73
Florida

53
Georgia

37
Texas

35
New York

28
Illinois

24
Ohio

18
Pennsylvania

18

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Card Receivables Fund Incorporated: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 467.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 94.6236559139785%.

4 peers

Know your rights before responding to Credit Card Receivables Fund Incorporated: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.