What is the most common complaint against Starmark Financial LLC?

The most common issue consumers report about Starmark Financial LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 236 complaints filed with the CFPB.

Are complaints against Starmark Financial LLC increasing or decreasing?

Complaints against Starmark Financial LLC are rising. The company received 147 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Starmark Financial LLC's reputation grade?

Starmark Financial LLC has a reputation grade of F (score: 48.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Starmark Financial LLC respond to consumer complaints?

Starmark Financial LLC has a 100% timely response rate to CFPB complaints.

In how many states does Starmark Financial LLC operate?

Starmark Financial LLC has received CFPB complaints from consumers in 31 states, with the most complaints from Texas (83 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Starmark Financial LLC - Debt Collector Complaint Profile

CFPB complaint profile across 31 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

100
Written notification about debt

33
Communication tactics

33
Took or threatened to take negative or legal action

32
False statements or representation

20
Threatened to contact someone or share information improperly

14

Data updated September 2026

CFPB complaint disposition

CCDB record starmark-financial-llc Starmark Financial LLC

Grade F · 236 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #472 · compose #4275

VOL 236
GRADE F
12MO 147
STATES 31
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #472
COMPOSE #4,275

Volume peers

Nearest volume peer: BYL Collection Services (236 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Starmark Financial LLC's 236 CFPB complaints sit next to BYL Collection Services on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

35.2% of Starmark Financial LLC's CFPB filings land in Texas

High volume does not equal a clean composite: Starmark Financial LLC is volume #472 but composite #4,275, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 35.2%; 83 of 236 filings · 31 states touched
Even monthly load: Peak under 8%; Highest month 2025-01 at 6.4% (38 filings)
Divergent corpus ranks: #472 volume; #4,275 composite; Cleanest-composite ladder is 3,803 places worse than volume

How does Starmark Financial LLC compare to its peers?

How does Starmark Financial LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Starmark Financial LLC National average

Complaints (last 12 mo)lower is better

147

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

41%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	100
Written notification about debt	33
Communication tactics	33
Took or threatened to take negative or legal action	32
False statements or representation	20
Threatened to contact someone or share information improperly	14
Electronic communications	4

Where do complaints against Starmark Financial LLC come from?

Starmark Financial LLC's own per-state count, not a national baseline.

Texas

83
Florida

19
South Carolina

19
Tennessee

13
North Carolina

11
Georgia

10
Michigan

10
Missouri

10

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Starmark Financial LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 236.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Starmark Financial LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.