This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 340 complaints

Seattle Service Bureau, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 41 states, reputation grade D.

Complaints by issue type

What consumers report about Seattle Service Bureau, Inc

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record seattle-service-bureau-inc Seattle Service Bureau, Inc

Grade D · 340 CFPB filings · 87% timely · lead issue: Attempts to collect debt not owed · vol #365 · compose #311

  • VOL 340
  • GRADE D
  • 12MO 77
  • STATES 41
  • TIMELY 87%
  • DISPUTE 12%
  • ISSUE Attempts to collect debt n…
  • RANK #365
  • COMPOSE #311

Volume peers

Nearest volume peer: Mercedes Benz Financial Services (341 complaints)

Advanced Collection Bureau, Inc.Advanced Collection Bureau, …339Clark County Collection ServiceClark County Collection Serv…339Seattle Service Bureau, Inc (this)Seattle Service Bureau, Inc …340Mercedes Benz Financial ServicesMercedes Benz Financial Serv…341Torriere Holdings INCTorriere Holdings INC341
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Seattle Service Bureau, Inc's 340 CFPB complaints sit next to Mercedes Benz Financial Services on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 340 complaints break down

Every complaint issue type on record for Seattle Service Bureau, Inc, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
52.3/100
Seattle Service Bureau, Inc

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
340
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
87%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
12%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

Seattle Service Bureau, Inc spreads filings across 41 states - California leads at only 11.2%

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Most-even geography
Lead state under 15%
California still leads at 11.2% across 41 states
Seasonal peak
2025-12 8.6%
8–15% band · 15 filings
Corpus ranks
#365 volume
#311 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Seattle Service Bureau, Inc compare to its peers?

How does Seattle Service Bureau, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Seattle Service Bureau, Inc National average
Complaints (last 12 mo)lower is better
77
106
268
Timely-response ratehigher is better
87%
100%
91%
Consumer-dispute ratelower is better
12%
14%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Seattle Service Bureau, Inc a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 85%90%95%100%105% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Seattle Service Bureau, Inc vs. 8 similar-volume peers, by response speed and dispute rate Seattle Service Bureau, IncTorriere Holdings INCAdvanced Collection Bureau, Inc.Mercedes Benz Financial ServicesClark County Collection ServiceCNG HOLDINGS INCAlliant Capital Management LLCStenger & Stenger, P.CPMAB,LLC
Source: CFPB Consumer Complaint Database

Seattle Service Bureau, Inc's complaint volume in context

Seattle Service Bureau, Inc vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

340 Top 7% higher than 93% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Seattle Service Bureau, Inc 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2024-04 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
95
Took or threatened to take negative or legal action
60
Communication tactics
49
Written notification about debt
36
Cont'd attempts collect debt not owed
33
False statements or representation
27
Disclosure verification of debt
13
Threatened to contact someone or share information improperly
11
Improper contact or sharing of info
8
Taking/threatening an illegal action
7

Where do complaints against Seattle Service Bureau, Inc come from?

Seattle Service Bureau, Inc's own per-state count, not a national baseline.

Top states by complaints against Seattle Service Bureau, Inc

Across 41 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Seattle Service Bureau, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 340.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 87.33766233766234%.

4 peers

Know your rights before responding to Seattle Service Bureau, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.