What is the most common complaint against Seattle Service Bureau, Inc?

The most common issue consumers report about Seattle Service Bureau, Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 340 complaints filed with the CFPB.

Are complaints against Seattle Service Bureau, Inc increasing or decreasing?

Complaints against Seattle Service Bureau, Inc have been stable. The company received 77 complaints in the last 12 months.

What is Seattle Service Bureau, Inc's reputation grade?

Seattle Service Bureau, Inc has a reputation grade of D (score: 52.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Seattle Service Bureau, Inc respond to consumer complaints?

Seattle Service Bureau, Inc has a 87% timely response rate to CFPB complaints. Consumers disputed the company's response in 12% of cases.

In how many states does Seattle Service Bureau, Inc operate?

Seattle Service Bureau, Inc has received CFPB complaints from consumers in 41 states, with the most complaints from California (38 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Seattle Service Bureau, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 41 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

95
Took or threatened to take negative or legal action

60
Communication tactics

49
Written notification about debt

36
Cont'd attempts collect debt not owed

33
False statements or representation

27

Data updated September 2026

CFPB complaint disposition

CCDB record seattle-service-bureau-inc Seattle Service Bureau, Inc

Grade D · 340 CFPB filings · 87% timely · lead issue: Attempts to collect debt not owed · vol #365 · compose #3844

VOL 340
GRADE D
12MO 77
STATES 41
TIMELY 87%
DISPUTE 12%
ISSUE Attempts to collect debt n…
RANK #365
COMPOSE #3,844

Volume peers

Nearest volume peer: Mercedes Benz Financial Services (341 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Seattle Service Bureau, Inc's 340 CFPB complaints sit next to Mercedes Benz Financial Services on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Seattle Service Bureau, Inc spreads filings across 41 states - California leads at only 11.2%

Despite a broad state map, Seattle Service Bureau, Inc still sits volume #365 against composite #3,844 - the two RankMaps diverge by 3,479 places. Corpus placement method.

Most-even geography: Lead state under 15%; California still leads at 11.2% across 41 states
Seasonal peak: 2025-12 8.6%; 8–15% band · 15 filings
Divergent corpus ranks: #365 volume; #3,844 composite; Cleanest-composite ladder is 3,479 places worse than volume

How does Seattle Service Bureau, Inc compare to its peers?

How does Seattle Service Bureau, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Seattle Service Bureau… National average

Complaints (last 12 mo)lower is better

106

268

Timely-response ratehigher is better

87%

100%

91%

Consumer-dispute ratelower is better

12%

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	95
Took or threatened to take negative or legal action	60
Communication tactics	49
Written notification about debt	36
Cont'd attempts collect debt not owed	33
False statements or representation	27
Disclosure verification of debt	13
Threatened to contact someone or share information improperly	11
Improper contact or sharing of info	8
Taking/threatening an illegal action	7

Where do complaints against Seattle Service Bureau, Inc come from?

Seattle Service Bureau, Inc's own per-state count, not a national baseline.

California

38
Illinois

34
Texas

28
Washington

27
Florida

23
Georgia

14
Tennessee

13
Michigan

12

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Seattle Service Bureau, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 340.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 87.33766233766234%.

4 peers

Know your rights before responding to Seattle Service Bureau, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.