This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 312 complaints

Kingston Data & Credit International Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 38 states, reputation grade F.

Complaints by issue type

What consumers report about Kingston Data & Credit International Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record kingston-data-credit-international-inc Kingston Data & Credit International Inc.

Grade F · 312 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed · vol #386 · compose #530

  • VOL 312
  • GRADE F
  • 12MO 117
  • STATES 38
  • TIMELY 96%
  • DISPUTE 100%
  • ISSUE Attempts to collect debt n…
  • RANK #386
  • COMPOSE #530

Nearest volume peer: Selip & Stylianou, LLP (309 complaints)

Pennymac Loan Services, LLC.Pennymac Loan Services, LLC.306Pendrick Capital Partners Holding, LLCPendrick Capital Partners Ho…307Professional Credit Management, IncProfessional Credit Manageme…307Selip & Stylianou, LLPSelip & Stylianou, LLP309Kingston Data & Credit International Inc. (this)Kingston Data & Credit Inter…312
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Kingston Data & Credit International Inc.'s 312 CFPB complaints sit next to Selip & Stylianou, LLP on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 312 complaints break down

Every complaint issue type on record for Kingston Data & Credit International Inc., not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
33.8/100
Kingston Data & Credit International Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
312
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
96%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate F
100%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Spiky monthly series

Texas is the plurality state for Kingston Data & Credit International Inc. (15.1%)

Peak share is this collector's company_monthly maximum divided by its own stored monthly total. Corpus placement method.

Plurality state
Texas 15.1%
Mid-band (15–30%) · 38 states with ≥1 filing
Spike month
2014-02 100.0%
1 filings that month · spiky (≥15% of series)
Corpus ranks
#386 volume
#530 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Kingston Data & Credit International Inc. compare to its peers?

How does Kingston Data & Credit International Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Kingston Data & Credit International Inc. National average
Complaints (last 12 mo)lower is better
117
50
268
Timely-response ratehigher is better
96%
99%
91%
Consumer-dispute ratelower is better
100%
19%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Kingston Data & Credit International Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 11 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 95%96%97%98%99%100%101% 0%50%100%150% Timely response rate (%) Dispute rate (%) Kingston Data & Credit International Inc. vs. 10 similar-volume peers, by response speed and dispute rate Kingston Data & Credit International Inc.Selip & Stylianou, LLPPendrick Capital Partners Holding, LLCProfessional Credit Management, IncPENNYMAC LOAN SERVICES, LLC.Quality Asset Recovery LLCSequoia Financial ServicesBerlin-Wheeler, Inc. (Kansas)United PanAm Financial Corp.Media Collections, IncIdeal Collection Services, Inc.
Source: CFPB Consumer Complaint Database

Kingston Data & Credit International Inc.'s complaint volume in context

Kingston Data & Credit International Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

312 Top 7% higher than 93% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Kingston Data & Credit International Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2014-02 2014-02

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
137
Written notification about debt
77
Took or threatened to take negative or legal action
51
False statements or representation
39
Communication tactics
5
Cont'd attempts collect debt not owed
1
Threatened to contact someone or share information improperly
1
Electronic communications
1

Where do complaints against Kingston Data & Credit International Inc. come from?

Kingston Data & Credit International Inc.'s own per-state count, not a national baseline.

Top states by complaints against Kingston Data & Credit International Inc.

Across 38 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Kingston Data & Credit International Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Know your rights before responding to Kingston Data & Credit International Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.