State complaint profile

Debt collection complaints in Michigan

26,445 CFPB complaints filed against 1,317 debt collectors active in Michigan.

Complaints
26,445
Collectors
1,317
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michigan at a glance

Michigan consumers have filed 26,445 CFPB debt-collection complaints against 1,317 collectors.

26,445
CFPB complaints filed
1,317
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Michigan

Michigan filings are dispersed: the top three collectors hold only 0.1% of 26,445 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Michigan residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 6

Sorted by most complaints

Automated Accounts Management Services

C
12 total complaints ↓ falling

Coast Professional, Inc.

D
12 total complaints ↓ falling

CURO Intermediate Holdings

D
12 total complaints ↓ falling

Credit Adjustments Inc

D
12 total complaints ↓ falling

First National Bank of Omaha

D
12 total complaints → stable

GreenSky, LLC

D
12 total complaints ↓ falling

Klarna AB

F
12 total complaints ↑ rising

MNE Services, Inc

D
12 total complaints ↓ falling

Makower Abbate Guerra Wegner Vollmer PLLC

C
12 total complaints → stable

Medical Data Systems, Inc.

D
12 total complaints ↓ falling

Prince Parker & Associates

D
12 total complaints → stable

RMS-Recovery Management Services, Inc.

C
12 total complaints → stable

Rausch, Sturm, Israel, Enerson & Hornik, LLP

D
12 total complaints ↓ falling

Select Portfolio Servicing, Inc.

F
12 total complaints ↓ falling

Seattle Service Bureau, Inc

D
12 total complaints → stable

Toyota Motor Credit Corporation

D
12 total complaints ↑ rising

Timothy C. Runyan, P.C.

B
12 total complaints ↓ falling

AmerAssist A/R Solutions, Inc.

F
11 total complaints ↓ falling

BlueChip Financial

C
11 total complaints ↓ falling

Cashcall, Inc.

D
11 total complaints ↓ falling

Credit Card Receivables Fund Incorporated

D
11 total complaints ↓ falling

Duvera Billing Services, LLC

D
11 total complaints ↓ falling

Dyck-O'Neal, Inc.

D
11 total complaints ↓ falling

EdFinancial Services

C
11 total complaints ↑ rising

Great Lakes

C
11 total complaints ↓ falling

Great American Finance Co

C
11 total complaints → stable

Key 2 Recovery, Inc.

D
11 total complaints → stable

LTD Financial Services, L.P.

D
11 total complaints ↓ falling

Law Office of Brett M. Borland, P.C.

F
11 total complaints ↑ rising

Linebarger Goggan Blair & Sampson LLP

D
11 total complaints ↓ falling

NEW York Community Bancorp Inc

D
11 total complaints ↑ rising

Oliphant Financial, LLC

D
11 total complaints ↓ falling

Oliphant United, Inc.

F
11 total complaints ↑ rising

Optio Solutions, LLC

D
11 total complaints ↑ rising

P&B Capital Group, LLC

F
11 total complaints → stable

PASCO, Inc

F
11 total complaints ↓ falling

SLM Corporation

C
11 total complaints → stable

Squaretwo Financial Corporation

D
11 total complaints ↓ falling

2288984 Ontario Inc.

C
10 total complaints ↑ rising

Asset Recovery Solutions, LLC

D
10 total complaints ↓ falling

Bull City Financial Solutions, Inc

D
10 total complaints ↑ rising

Carter-Young, Inc.

F
10 total complaints → stable

Fidelity National Information Services, Inc. (FNIS)

D
10 total complaints ↓ falling

Frost-Arnett Company

D
10 total complaints ↓ falling

Hyundai Capital America

C
10 total complaints ↑ rising

Lexisnexis

F
10 total complaints → stable

Mohela

F
10 total complaints ↑ rising

Media Collections, Inc

C
10 total complaints → stable

Mobiloans, LLC

F
10 total complaints ↑ rising

Mr. Cooper Group Inc.

F
10 total complaints ↓ falling

If a collector is contacting you in Michigan

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Michigan names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Michigan AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Michigan

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Michigan Resident

Michigan's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Michigan attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.