State complaint profile

Debt collection complaints in Michigan

26,445 CFPB complaints filed against 1,317 debt collectors active in Michigan.

Complaints
26,445
Collectors
1,317
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michigan at a glance

Michigan consumers have filed 26,445 CFPB debt-collection complaints against 1,317 collectors.

26,445
CFPB complaints filed
1,317
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Michigan

Michigan filings are dispersed: the top three collectors hold only 0.1% of 26,445 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Michigan residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 7

Sorted by most complaints

Possible Financial Inc

F
10 total complaints ↑ rising

Razor Capital, LLC

D
10 total complaints ↓ falling

Robert W. Warner & Associates, P.C.

B
10 total complaints ↓ falling

Starmark Financial LLC

F
10 total complaints ↑ rising

Szuba & Associates, PLLC

B
10 total complaints ↑ rising

Turning Point Solutions LLC

C
10 total complaints ↓ falling

USCB Corporation

D
10 total complaints ↑ rising

Asta Funding Inc.

D
9 total complaints ↓ falling

ATG Credit, LLC

D
9 total complaints ↓ falling

Automotive Credit Corporation

F
9 total complaints ↑ rising

Alliance One, Inc.

D
9 total complaints ↓ falling

Avant Holding Company, Inc.

F
9 total complaints ↑ rising

Corelogic Inc

C
9 total complaints → stable

Capital Management Services, LP

D
9 total complaints ↓ falling

Central Professional Services, Inc.

A
9 total complaints → stable

Client Financial Services of Michigan LLC

B
9 total complaints ↓ falling

Duncan Solutions, lnc.

D
9 total complaints ↓ falling

Ecmc Group, Inc.

D
9 total complaints ↓ falling

First Portfolio Servicing Inc

F
9 total complaints ↑ rising

Financial Credit Service, Inc.

D
9 total complaints ↓ falling

Hovg, LLC

F
9 total complaints ↓ falling

Keycorp

D
9 total complaints ↓ falling

Kingston Data & Credit International Inc.

F
9 total complaints ↑ rising

LDF Holdings, LLC

C
9 total complaints ↓ falling

Leafy Financial, LLC

F
9 total complaints ↑ rising

Mercantile Adjustment Bureau, LLC

D
9 total complaints ↓ falling

Main Street Personal Finance

C
9 total complaints ↓ falling

Monarch Recovery Holdings, Inc.

D
9 total complaints → stable

Populus Financial Group, Inc. (F/K/A Ace Cash Express)

D
9 total complaints ↓ falling

Specialized Loan Servicing Holdings LLC

D
9 total complaints ↓ falling

WLCC

C
9 total complaints → stable

Williams, Rush & Associates, LLC

F
9 total complaints ↑ rising

Alliant Capital Management LLC

D
8 total complaints → stable

Apelles, LLC

C
8 total complaints → stable

Army and Air Force Exchange Service

F
8 total complaints ↑ rising

Brockelbank Inc

A
8 total complaints ↓ falling

BRite Financial Services, Inc.

D
8 total complaints ↓ falling

C/C Financial

D
8 total complaints → stable

Check Into Cash Inc.

C
8 total complaints ↓ falling

Community Choice Financial, Inc.

D
8 total complaints ↓ falling

Choice Recovery, Inc.

D
8 total complaints ↓ falling

Coast to Coast Financial Solutions, Inc.

F
8 total complaints ↓ falling

Consumer Collection Management. Inc

F
8 total complaints → stable

Credit Service International Corp

C
8 total complaints ↑ rising

Deinde Online Services, LLC

F
8 total complaints ↑ rising

EGL US, LLC

F
8 total complaints ↑ rising

First Data Corporation

D
8 total complaints ↓ falling

FirstPoint Collection Resources

D
8 total complaints → stable

Flagstar Bank, N.A.

C
8 total complaints ↓ falling

G. Reynolds Sims & Associates, P. C.

B
8 total complaints ↓ falling

If a collector is contacting you in Michigan

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Michigan names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Michigan AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Michigan

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Michigan Resident

Michigan's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Michigan attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.