What is the most common complaint against Oliphant United, Inc.?

The most common issue consumers report about Oliphant United, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 441 complaints filed with the CFPB.

Are complaints against Oliphant United, Inc. increasing or decreasing?

Complaints against Oliphant United, Inc. are rising. The company received 353 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Oliphant United, Inc.'s reputation grade?

Oliphant United, Inc. has a reputation grade of F (score: 47.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Oliphant United, Inc. respond to consumer complaints?

Oliphant United, Inc. has a 100% timely response rate to CFPB complaints.

In how many states does Oliphant United, Inc. operate?

Oliphant United, Inc. has received CFPB complaints from consumers in 40 states, with the most complaints from Florida (61 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oliphant United, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 40 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

193
Written notification about debt

75
Took or threatened to take negative or legal action

61
False statements or representation

61
Communication tactics

35
Electronic communications

14

Data updated September 2026

CFPB complaint disposition

CCDB record oliphant-united-inc Oliphant United, Inc.

Grade F · 441 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #305 · compose #4378

VOL 441
GRADE F
12MO 353
STATES 40
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #305
COMPOSE #4,378

Volume peers

Nearest volume peer: Kinum, Inc., Indianapolis, IN Branch (441 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Oliphant United, Inc.'s 441 CFPB complaints sit next to Kinum, Inc., Indianapolis, IN Branch on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Oliphant United, Inc. spreads filings across 40 states - Florida leads at only 13.8%

Despite a broad state map, Oliphant United, Inc. still sits volume #305 against composite #4,378 - the two RankMaps diverge by 4,073 places. Corpus placement method.

Most-even geography: Lead state under 15%; Florida still leads at 13.8% across 40 states
Even monthly load: Peak under 8%; Highest month 2026-02 at 7.8% (122 filings)
Divergent corpus ranks: #305 volume; #4,378 composite; Cleanest-composite ladder is 4,073 places worse than volume

How does Oliphant United, Inc. compare to its peers?

How does Oliphant United, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Oliphant United, Inc. National average

Complaints (last 12 mo)lower is better

353

151

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

24%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	193
Written notification about debt	75
Took or threatened to take negative or legal action	61
False statements or representation	61
Communication tactics	35
Electronic communications	14
Threatened to contact someone or share information improperly	2

Where do complaints against Oliphant United, Inc. come from?

Oliphant United, Inc.'s own per-state count, not a national baseline.

Florida

61
Texas

53
California

35
Georgia

34
New York

33
Illinois

19
New Jersey

19
Virginia

18

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Oliphant United, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 441.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Oliphant United, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.