This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 195 complaints

2288984 Ontario Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 30 states, reputation grade C.

Complaints by issue type

What consumers report about 2288984 Ontario Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record 2288984-ontario-inc 2288984 Ontario Inc.

Grade C · 195 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action

  • VOL 195
  • GRADE C
  • 12MO 75
  • STATES 30
  • TIMELY 100%
  • DISPUTE 9%
  • ISSUE Took or threatened to take…
  • RANK #548
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Asta Funding Inc. (195 complaints)

Asta Funding Inc.Asta Funding Inc.195Chime Financial IncChime Financial Inc195Credit Bureau Services AssociationCredit Bureau Services Assoc…195Medical Society Business Services, Inc.Medical Society Business Ser…1952288984 Ontario Inc. (this)2288984 Ontario Inc. (this)195
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

2288984 Ontario Inc.'s 195 CFPB complaints sit next to Asta Funding Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 195 complaints break down

Every complaint issue type on record for 2288984 Ontario Inc., not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
59.5/100
2288984 Ontario Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
195
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
100%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
9%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Texas is the plurality state for 2288984 Ontario Inc. (23.6%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Texas 23.6%
Mid-band (15–30%) · 30 states with ≥1 filing
Seasonal peak
2018-03 9.1%
8–15% band · 7 filings
Corpus ranks
#548 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does 2288984 Ontario Inc. compare to its peers?

How does 2288984 Ontario Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
2288984 Ontario Inc. National average
Complaints (last 12 mo)lower is better
75
6
268
Timely-response ratehigher is better
100%
95%
91%
Consumer-dispute ratelower is better
9%
31%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy 2288984 Ontario Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 20%40%60%80%100%120% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) 2288984 Ontario Inc. vs. 9 similar-volume peers, by response speed and dispute rate 2288984 Ontario Inc.ASTA FUNDING INC.Credit Bureau Services AssociationMedical Society Business Services, Inc.Progressive Financial Services, Inc.Kelsting Group, Inc.Data and Contact Management Solutions, LLCIntegrated Recovery ServicesVital Solutions, Inc.Revenue Assistance Corporation dba Revenue Group
Source: CFPB Consumer Complaint Database

2288984 Ontario Inc.'s complaint volume in context

2288984 Ontario Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

195 Top 10% higher than 90% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). This entry sits in this band. 200–220: 536 collectors (10%). Above this entry. 2288984 Ontario Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2018-03 2020-02

Issue Detail Breakdown

Issue Complaints
Took or threatened to take negative or legal action
69
Attempts to collect debt not owed
37
Communication tactics
29
False statements or representation
23
Threatened to contact someone or share information improperly
20
Written notification about debt
10
Disclosure verification of debt
2
Improper contact or sharing of info
2
Cont'd attempts collect debt not owed
1
Electronic communications
1

Where do complaints against 2288984 Ontario Inc. come from?

2288984 Ontario Inc.'s own per-state count, not a national baseline.

Top states by complaints against 2288984 Ontario Inc.

Across 30 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for 2288984 Ontario Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 195.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to 2288984 Ontario Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.