State complaint profile

Debt collection complaints in Michigan

26,445 CFPB complaints filed against 1,317 debt collectors active in Michigan.

Complaints
26,445
Collectors
1,317
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Michigan at a glance

Michigan consumers have filed 26,445 CFPB debt-collection complaints against 1,317 collectors.

26,445
CFPB complaints filed
1,317
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Michigan

Michigan filings are dispersed: the top three collectors hold only 0% of 26,445 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Michigan residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 27

Sorted by most complaints

WVH, LLC

C
1 total complaints ↑ rising

West Bay Acquisitions, LLC

B
1 total complaints ↓ falling

Westhill Financial

F
1 total complaints ↓ falling

Westwood Legal

F
1 total complaints ↓ falling

Williams -Williams Commercial Collections, Inc

B
1 total complaints ↓ falling

Williams, Alexander & Associates, Inc

D
1 total complaints ↓ falling

Wilson, Riley & Associates

F
1 total complaints ↓ falling

Wise Finance, LLC

C
1 total complaints ↑ rising

World Omni Financial Corp.

C
1 total complaints ↑ rising

World Wide Pay Day Advance, Inc

C
1 total complaints ↓ falling

Zebit, Inc.

F
1 total complaints ↓ falling

Zeller & Associates, LLC

F
1 total complaints ↓ falling

ZenResolve, LLC

F
1 total complaints ↓ falling

Zendable, Inc.

B
1 total complaints ↑ rising

iQuantified Management Services, LLC

C
1 total complaints → stable

If a collector is contacting you in Michigan

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Michigan names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Michigan AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Michigan

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Michigan Resident

Michigan's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Michigan attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.