State complaint profile
Debt collection complaints in Maryland
25,302 CFPB complaints filed against 1,273 debt collectors active in Maryland.
- Complaints
- 25,302
- Collectors
- 1,273
- Top collector
- Resurgent Capital Services L.P.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Maryland at a glance
Maryland consumers have filed 25,302 CFPB debt-collection complaints against 1,273 collectors.
- 25,302
- CFPB complaints filed
- 1,273
- collectors active here
- #1
- most-complained: Resurgent Capital Services L.P.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in Maryland
Maryland filings are dispersed: the top three collectors hold only 13.6% of 25,302 complaints.
This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.
The collector with the most complaints from Maryland residents in this extract is Resurgent Capital Services L.P. (13.6% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Most-complained-about collectors in Maryland
By complaints filed from this state
- Resurgent Capital Services L.P.
Resurgent Capital Services L.P.
1,196 complaints
- Encore Capital Group Inc.
Encore Capital Group Inc.
1,130 complaints
- Equifax, Inc.
Equifax, Inc.
1,114 complaints
- Transunion Intermediate Holdings, Inc.
Transunion Intermediate Holdings, Inc.
1,099 complaints
- Portfolio Recovery Associates, LLC
Portfolio Recovery Associates, LLC
1,091 complaints
- Experian Information Solutions Inc.
Experian Information Solutions Inc.
1,023 complaints
- CL Holdings LLC
CL Holdings LLC
790 complaints
- Transworld Systems Inc
Transworld Systems Inc
757 complaints
What this shows These eight collectors draw the most complaints from Maryland residents, usually national bureaus and large debt buyers operating in every state.
Where Maryland's 25,302 complaints concentrate
Top-three collectors vs the rest of this state's filings
- Resurgent Capital Serv 1,196
Resurgent Capital Services L.P.
1,196 complaints
- Encore Capital Group I 1,130
Encore Capital Group Inc.
1,130 complaints
- Equifax, Inc. 1,114
Equifax, Inc.
1,114 complaints
- All other collectors
Remaining collectors in Maryland
21,862 complaints
What this shows The top three names account for 13.6% of Maryland filings in this extract, a state-specific concentration cut, not a national grade curve.
Active Debt Collectors
Sorted by most complaintsResurgent Capital Services L.P.
DEncore Capital Group Inc.
DEquifax, Inc.
DTransunion Intermediate Holdings, Inc.
DPortfolio Recovery Associates, LLC
DExperian Information Solutions Inc.
DCL Holdings LLC
CTransworld Systems Inc
DCCS Financial Services, Inc.
FCapital ONE Financial Corporation
DFair Collections & Outsourcing, Inc.
DSouthwest Credit Systems, L.P.
DNational Credit Systems,Inc.
DI.C. System, Inc.
CSynchrony Financial
DCitibank, N.a.
DHW Holding, Inc
DNavy Federal Credit Union
DERC
DCaine & Weiner Company, Inc.
DBank of America, National Association
DKriya Capital, LLC
DBread Financial Holdings, Inc.
CAmerican Collections Enterprise, Inc.
DWells Fargo & Company
DConvergent Resources, Inc.
DIo, Inc.
DJpmorgan Chase & Co.
DSunrise Credit Services, Inc
DRadius Global Solutions LLC
DNRA Group, LLC
DHarris & Harris, Ltd.
DRowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis
FFinancial Management Solutions, LLC
DLJ Ross Associates
DDiscover Bank
DAffirm Holdings, Inc
FSpring Oaks Capital, LLC
FEOS Holdings, Inc.
DAargon Agency, Inc.
FCavalry Investments, LLC
DNavient Solutions, LLC.
DDiversified Consultants, Inc.
DKlima, Peters & Daly, P.A.
CFirst Advantage LNS Inc.
FCommonwealth Financial Systems, Inc.
FCredit Acceptance Corporation
DNCB Management Services Inc.
DAmerican Express Company
DTD Bank US Holding Company
DIf a collector is contacting you in Maryland
High-volume states still start with the federal record, then verify any state-law question with an official source.
- Start with the densest Maryland names on the chart, then open each national record before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
- File with the CFPB first (public record + 15-day company reply), then check official Maryland AG channels if needed. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with Maryland
- Resurgent Capital Services L.P. Leads Maryland complaint volume in this extract
- Arizona complaint profile Nearest volume peer (25,734 complaints)
- Michigan complaint profile Nearest volume peer (26,445 complaints)
- States by complaint volume Maryland sits in the dense end of the state ladder
- Debt validation letter High filing volume - written validation is the usual first step
- Compare collectors side-by-side Check response rates for the agencies contacting Maryland residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a Maryland Resident
Maryland's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Maryland attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |