This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 2,427 complaints

Medical Data Systems, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 45 states, reputation grade D.

Complaints by issue type

What consumers report about Medical Data Systems, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record medical-data-systems-inc Medical Data Systems, Inc.

Grade D · 2,427 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed · vol #71 · compose #349

  • VOL 2,427
  • GRADE D
  • 12MO 384
  • STATES 45
  • TIMELY 97%
  • DISPUTE 20%
  • ISSUE Attempts to collect debt n…
  • RANK #71
  • COMPOSE #349

Volume peers

Nearest volume peer: Credit Acceptance Corporation (2,440 complaints)

Rent Recovery SolutionsRent Recovery Solutions2,396MRS BPO, LLCMRS BPO, LLC2,405Medical Data Systems, Inc. (this)Medical Data Systems, Inc. (…2,427Credit Acceptance CorporationCredit Acceptance Corporation2,440Phoenix Financial Services LLCPhoenix Financial Services L…2,465
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Medical Data Systems, Inc.'s 2,427 CFPB complaints sit next to Credit Acceptance Corporation on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 2,427 complaints break down

Every complaint issue type on record for Medical Data Systems, Inc., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
51.4/100
Medical Data Systems, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
2,427
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
97%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
20%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

38.2% of Medical Data Systems, Inc.'s CFPB filings land in Georgia

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Georgia 38.2%
928 of 2,427 filings · 45 states touched
Spike month
2025-07 17.1%
14 filings that month · spiky (≥15% of series)
Corpus ranks
#71 volume
#349 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Medical Data Systems, Inc. compare to its peers?

How does Medical Data Systems, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Medical Data Systems, Inc. National average
Complaints (last 12 mo)lower is better
384
731
268
Timely-response ratehigher is better
97%
100%
91%
Consumer-dispute ratelower is better
20%
18%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Medical Data Systems, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 75%80%85%90%95%100%105% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) Medical Data Systems, Inc. vs. 9 similar-volume peers, by response speed and dispute rate Medical Data Systems, Inc.CREDIT ACCEPTANCE CORPORATIONMRS BPO, LLCRent Recovery SolutionsPhoenix Financial Services LLCWestlake Services, LLCCentral Portfolio Control Inc.EOS Holdings, Inc.Debt Recovery Solutions, LLCPenn Credit Corporation
Source: CFPB Consumer Complaint Database

Medical Data Systems, Inc.'s complaint volume in context

Medical Data Systems, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

2,427 Top 1% higher than 99% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Medical Data Systems, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2024-01 2026-02

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
1,002
Written notification about debt
598
Took or threatened to take negative or legal action
186
False statements or representation
176
Communication tactics
154
Cont'd attempts collect debt not owed
130
Disclosure verification of debt
79
Threatened to contact someone or share information improperly
53
Electronic communications
26
Improper contact or sharing of info
21

Where do complaints against Medical Data Systems, Inc. come from?

Medical Data Systems, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Medical Data Systems, Inc.

Across 45 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Medical Data Systems, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2,427.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 97.439293598234%.

4 peers

Know your rights before responding to Medical Data Systems, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.