This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 181 complaints

Dyck-O'Neal, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 29 states, reputation grade D.

Complaints by issue type

What consumers report about Dyck-O'Neal, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record dyck-o-neal-inc Dyck-O'Neal, Inc.

Grade D · 181 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed

  • VOL 181
  • GRADE D
  • 12MO 4
  • STATES 29
  • TIMELY 96%
  • DISPUTE 30%
  • ISSUE Attempts to collect debt n…
  • RANK #590
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Apelles, LLC (181 complaints)

Apelles, LLCApelles, LLC181Profit Services GroupProfit Services Group181Dyck-O'Neal, Inc. (this)Dyck-O'Neal, Inc. (this)181Absolute Recovery Services, LLCAbsolute Recovery Services, …182American Adjustment Bureau,Inc.American Adjustment Bureau,I…182
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Dyck-O'Neal, Inc.'s 181 CFPB complaints sit next to Apelles, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 181 complaints break down

Every complaint issue type on record for Dyck-O'Neal, Inc., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
51.7/100
Dyck-O'Neal, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
181
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
96%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
30%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Florida is the plurality state for Dyck-O'Neal, Inc. (20.4%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Florida 20.4%
Mid-band (15–30%) · 29 states with ≥1 filing
Seasonal peak
2026-02 9.3%
8–15% band · 9 filings
Corpus ranks
#590 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Dyck-O'Neal, Inc. compare to its peers?

How does Dyck-O'Neal, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Dyck-O'Neal, Inc. National average
Complaints (last 12 mo)lower is better
4
32
268
Timely-response ratehigher is better
96%
100%
91%
Consumer-dispute ratelower is better
30%
19%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Dyck-O'Neal, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 11 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 40%60%80%100%120% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) Dyck-O'Neal, Inc. vs. 10 similar-volume peers, by response speed and dispute rate Dyck-O'Neal, Inc.Apelles, LLCProfit Services GroupSECURITY CREDIT SYSTEMS INCMarlette Funding, LLCHealthcare Collections-I, LLCGMA Investments, LLCFederal Adjustment Bureau, Inc.Absolute Recovery Services, LLCAMERICAN ADJUSTMENT BUREAU,INC.APEX Asset Management, LLC
Source: CFPB Consumer Complaint Database

Dyck-O'Neal, Inc.'s complaint volume in context

Dyck-O'Neal, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

181 Top 11% higher than 89% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). This entry sits in this band. 200–220: 536 collectors (10%). Above this entry. Dyck-O'Neal, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2024-02 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
52
Cont'd attempts collect debt not owed
41
Disclosure verification of debt
19
False statements or representation
16
Took or threatened to take negative or legal action
15
Communication tactics
14
Written notification about debt
13
Taking/threatening an illegal action
5
Improper contact or sharing of info
4
Threatened to contact someone or share information improperly
2

Where do complaints against Dyck-O'Neal, Inc. come from?

Dyck-O'Neal, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Dyck-O'Neal, Inc.

Across 29 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Dyck-O'Neal, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 181.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 95.55555555555556%.

4 peers

Know your rights before responding to Dyck-O'Neal, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.