What is the most common complaint against Dyck-O'Neal, Inc.?

The most common issue consumers report about Dyck-O'Neal, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 181 complaints filed with the CFPB.

Are complaints against Dyck-O'Neal, Inc. increasing or decreasing?

Complaints against Dyck-O'Neal, Inc. are falling. The company received 4 complaints in the last 12 months, showing improvement over prior periods.

What is Dyck-O'Neal, Inc.'s reputation grade?

Dyck-O'Neal, Inc. has a reputation grade of D (score: 51.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Dyck-O'Neal, Inc. respond to consumer complaints?

Dyck-O'Neal, Inc. has a 96% timely response rate to CFPB complaints. Consumers disputed the company's response in 30% of cases.

In how many states does Dyck-O'Neal, Inc. operate?

Dyck-O'Neal, Inc. has received CFPB complaints from consumers in 29 states, with the most complaints from Florida (37 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Dyck-O'Neal, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 29 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

52
Cont'd attempts collect debt not owed

41
Disclosure verification of debt

19
False statements or representation

16
Took or threatened to take negative or legal action

15
Communication tactics

14

Data updated September 2026

CFPB complaint disposition

CCDB record dyck-o-neal-inc Dyck-O'Neal, Inc.

Grade D · 181 CFPB filings · 96% timely · lead issue: Attempts to collect debt not owed · vol #590 · compose #3914

VOL 181
GRADE D
12MO 4
STATES 29
TIMELY 96%
DISPUTE 30%
ISSUE Attempts to collect debt n…
RANK #590
COMPOSE #3,914

Volume peers

Nearest volume peer: Apelles, LLC (181 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Dyck-O'Neal, Inc.'s 181 CFPB complaints sit next to Apelles, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Florida is the plurality state for Dyck-O'Neal, Inc. (20.4%)

Volume rank #590 and composite rank #3,914 diverge by 3,324 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Florida 20.4%; Mid-band (15–30%) · 29 states with ≥1 filing
Seasonal peak: 2026-02 9.3%; 8–15% band · 9 filings
Divergent corpus ranks: #590 volume; #3,914 composite; Cleanest-composite ladder is 3,324 places worse than volume

How does Dyck-O'Neal, Inc. compare to its peers?

How does Dyck-O'Neal, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Dyck-O'Neal, Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

96%

100%

91%

Consumer-dispute ratelower is better

30%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-02 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	52
Cont'd attempts collect debt not owed	41
Disclosure verification of debt	19
False statements or representation	16
Took or threatened to take negative or legal action	15
Communication tactics	14
Written notification about debt	13
Taking/threatening an illegal action	5
Improper contact or sharing of info	4
Threatened to contact someone or share information improperly	2

Where do complaints against Dyck-O'Neal, Inc. come from?

Dyck-O'Neal, Inc.'s own per-state count, not a national baseline.

Florida

37
Maryland

18
Texas

18
California

13
New York

12
Michigan

11
Pennsylvania

8
Georgia

7

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Dyck-O'Neal, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 181.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 95.55555555555556%.

4 peers

Know your rights before responding to Dyck-O'Neal, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.