What is the most common complaint against Oliphant Financial, LLC?

The most common issue consumers report about Oliphant Financial, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 299 complaints filed with the CFPB.

Are complaints against Oliphant Financial, LLC increasing or decreasing?

Complaints against Oliphant Financial, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Oliphant Financial, LLC's reputation grade?

Oliphant Financial, LLC has a reputation grade of D (score: 49.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Oliphant Financial, LLC respond to consumer complaints?

Oliphant Financial, LLC has a 89% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.

In how many states does Oliphant Financial, LLC operate?

Oliphant Financial, LLC has received CFPB complaints from consumers in 39 states, with the most complaints from Florida (36 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oliphant Financial, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 39 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

131
Written notification about debt

51
False statements or representation

32
Took or threatened to take negative or legal action

28
Communication tactics

26
Cont'd attempts collect debt not owed

11

Data updated September 2026

CFPB complaint disposition

CCDB record oliphant-financial-llc Oliphant Financial, LLC

Grade D · 299 CFPB filings · 89% timely · lead issue: Attempts to collect debt not owed · vol #398 · compose #4199

VOL 299
GRADE D
12MO 0
STATES 39
TIMELY 89%
DISPUTE 25%
ISSUE Attempts to collect debt n…
RANK #398
COMPOSE #4,199

Volume peers

Nearest volume peer: Grant Mercantile Agency (299 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Oliphant Financial, LLC's 299 CFPB complaints sit next to Grant Mercantile Agency on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Oliphant Financial, LLC spreads filings across 39 states - Florida leads at only 12.0%

Despite a broad state map, Oliphant Financial, LLC still sits volume #398 against composite #4,199 - the two RankMaps diverge by 3,801 places. Corpus placement method.

Most-even geography: Lead state under 15%; Florida still leads at 12.0% across 39 states
Seasonal peak: 2026-02 9.2%; 8–15% band · 66 filings
Divergent corpus ranks: #398 volume; #4,199 composite; Cleanest-composite ladder is 3,801 places worse than volume

How does Oliphant Financial, LLC compare to its peers?

How does OLIPHANT FINANCIAL, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

OLIPHANT FINANCIAL, LL… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

89%

100%

91%

Consumer-dispute ratelower is better

25%

15%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	131
Written notification about debt	51
False statements or representation	32
Took or threatened to take negative or legal action	28
Communication tactics	26
Cont'd attempts collect debt not owed	11
Improper contact or sharing of info	6
Disclosure verification of debt	5
Threatened to contact someone or share information improperly	5
Electronic communications	3

Where do complaints against Oliphant Financial, LLC come from?

Oliphant Financial, LLC's own per-state count, not a national baseline.

Florida

36
New York

32
Texas

26
Pennsylvania

25
California

21
Georgia

21
New Jersey

17
Illinois

12

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Oliphant Financial, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 299.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 89%.

4 peers

Know your rights before responding to Oliphant Financial, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.