What is the most common complaint against P&B Capital Group, LLC?

The most common issue consumers report about P&B Capital Group, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 464 complaints filed with the CFPB.

Are complaints against P&B Capital Group, LLC increasing or decreasing?

Complaints against P&B Capital Group, LLC have been stable. The company received 103 complaints in the last 12 months.

What is P&B Capital Group, LLC's reputation grade?

P&B Capital Group, LLC has a reputation grade of F (score: 45.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does P&B Capital Group, LLC respond to consumer complaints?

P&B Capital Group, LLC has a 70% timely response rate to CFPB complaints. Consumers disputed the company's response in 12% of cases.

In how many states does P&B Capital Group, LLC operate?

P&B Capital Group, LLC has received CFPB complaints from consumers in 43 states, with the most complaints from Texas (84 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

P&B Capital Group, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 43 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

126
Communication tactics

73
Written notification about debt

72
Took or threatened to take negative or legal action

52
False statements or representation

45
Threatened to contact someone or share information improperly

35

Data updated September 2026

CFPB complaint disposition

CCDB record p-b-capital-group-llc P&B Capital Group, LLC

Grade F · 464 CFPB filings · 70% timely · lead issue: Attempts to collect debt not owed · vol #295 · compose #4558

VOL 464
GRADE F
12MO 103
STATES 43
TIMELY 70%
DISPUTE 12%
ISSUE Attempts to collect debt n…
RANK #295
COMPOSE #4,558

Volume peers

Nearest volume peer: Meridian Financial Services, Inc. (465 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

P&B Capital Group, LLC's 464 CFPB complaints sit next to Meridian Financial Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Steady monthly series

Texas is the plurality state for P&B Capital Group, LLC (18.1%)

Volume rank #295 and composite rank #4,558 diverge by 4,263 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 18.1%; Mid-band (15–30%) · 43 states with ≥1 filing
Even monthly load: Peak under 8%; Highest month 2016-12 at 6.9% (2 filings)
Divergent corpus ranks: #295 volume; #4,558 composite; Cleanest-composite ladder is 4,263 places worse than volume

How does P&B Capital Group, LLC compare to its peers?

How does P&B Capital Group, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

P&B Capital Group, LLC National average

Complaints (last 12 mo)lower is better

103

141

268

Timely-response ratehigher is better

70%

92%

91%

Consumer-dispute ratelower is better

12%

15%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-12 2021-12

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	126
Communication tactics	73
Written notification about debt	72
Took or threatened to take negative or legal action	52
False statements or representation	45
Threatened to contact someone or share information improperly	35
Electronic communications	22
Cont'd attempts collect debt not owed	14
Improper contact or sharing of info	11
Disclosure verification of debt	10

Where do complaints against P&B Capital Group, LLC come from?

P&B Capital Group, LLC's own per-state count, not a national baseline.

Texas

84
Florida

55
California

32
Georgia

30
North Carolina

26
New York

23
Ohio

21
Pennsylvania

20

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for P&B Capital Group, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 464.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 69.6551724137931%.

4 peers

Know your rights before responding to P&B Capital Group, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.