This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 464 complaints

P&B Capital Group, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 43 states, reputation grade F.

Complaints by issue type

What consumers report about P&B Capital Group, LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record p-b-capital-group-llc P&B Capital Group, LLC

Grade F · 464 CFPB filings · 70% timely · lead issue: Attempts to collect debt not owed · vol #295 · compose #486

  • VOL 464
  • GRADE F
  • 12MO 103
  • STATES 43
  • TIMELY 70%
  • DISPUTE 12%
  • ISSUE Attempts to collect debt n…
  • RANK #295
  • COMPOSE #486

Volume peers

Nearest volume peer: Meridian Financial Services, Inc. (465 complaints)

P&B Capital Group, LLC (this)P&B Capital Group, LLC (this)464Meridian Financial Services, Inc.Meridian Financial Services,…465Riverwalk Financial CorporationRiverwalk Financial Corporat…465Fidelity Capital Holdings, IncFidelity Capital Holdings, I…466The Phoenix Recovery GroupThe Phoenix Recovery Group466
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

P&B Capital Group, LLC's 464 CFPB complaints sit next to Meridian Financial Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 464 complaints break down

Every complaint issue type on record for P&B Capital Group, LLC, not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
45.7/100
P&B Capital Group, LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
464
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response B
70%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
12%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Steady monthly series

Texas is the plurality state for P&B Capital Group, LLC (18.1%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Texas 18.1%
Mid-band (15–30%) · 43 states with ≥1 filing
Even monthly load
Peak under 8%
Highest month 2016-12 at 6.9% (2 filings)
Corpus ranks
#295 volume
#486 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does P&B Capital Group, LLC compare to its peers?

How does P&B Capital Group, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
P&B Capital Group, LLC National average
Complaints (last 12 mo)lower is better
103
141
268
Timely-response ratehigher is better
70%
92%
91%
Consumer-dispute ratelower is better
12%
15%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy P&B Capital Group, LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 20%40%60%80%100%120% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) P&B Capital Group, LLC vs. 9 similar-volume peers, by response speed and dispute rate P&B Capital Group, LLCMeridian Financial Services, Inc.Riverwalk Financial CorporationAdvance America, Cash Advance Centers, Inc.The Phoenix Recovery GroupFIDELITY CAPITAL HOLDINGS, INCCredit Card Receivables Fund IncorporatedTower Loan of Mississippi, Inc.Williams, Rush & Associates, LLCFrontline Asset Strategies, LLC
Source: CFPB Consumer Complaint Database

P&B Capital Group, LLC's complaint volume in context

P&B Capital Group, LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

464 Top 5% higher than 95% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. P&B Capital Group, LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2016-12 2021-12

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
126
Communication tactics
73
Written notification about debt
72
Took or threatened to take negative or legal action
52
False statements or representation
45
Threatened to contact someone or share information improperly
35
Electronic communications
22
Cont'd attempts collect debt not owed
14
Improper contact or sharing of info
11
Disclosure verification of debt
10

Where do complaints against P&B Capital Group, LLC come from?

P&B Capital Group, LLC's own per-state count, not a national baseline.

Top states by complaints against P&B Capital Group, LLC

Across 43 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for P&B Capital Group, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 464.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 69.6551724137931%.

4 peers

Know your rights before responding to P&B Capital Group, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.