What is the most common complaint against Mobiloans, LLC?

The most common issue consumers report about Mobiloans, LLC is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 263 complaints filed with the CFPB.

Are complaints against Mobiloans, LLC increasing or decreasing?

Complaints against Mobiloans, LLC are rising. The company received 98 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Mobiloans, LLC's reputation grade?

Mobiloans, LLC has a reputation grade of F (score: 25.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Mobiloans, LLC respond to consumer complaints?

Mobiloans, LLC has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Mobiloans, LLC operate?

Mobiloans, LLC has received CFPB complaints from consumers in 30 states, with the most complaints from California (66 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Mobiloans, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 30 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

70
Attempts to collect debt not owed

65
Communication tactics

45
Written notification about debt

31
False statements or representation

14
Threatened to contact someone or share information improperly

11

Data updated September 2026

CFPB complaint disposition

CCDB record mobiloans-llc Mobiloans, LLC

Grade F · 263 CFPB filings · 0% timely · lead issue: Took or threatened to take negative or legal action · vol #433 · compose #5250

VOL 263
GRADE F
12MO 98
STATES 30
TIMELY 0%
DISPUTE 0%
ISSUE Took or threatened to take…
RANK #433
COMPOSE #5,250

Volume peers

Nearest volume peer: Account Resolution Corporation (263 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Mobiloans, LLC's 263 CFPB complaints sit next to Account Resolution Corporation on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

California is the plurality state for Mobiloans, LLC (25.1%)

Volume rank #433 and composite rank #5,250 diverge by 4,817 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: California 25.1%; Mid-band (15–30%) · 30 states with ≥1 filing
Seasonal peak: 2025-03 10.8%; 8–15% band · 7 filings
Divergent corpus ranks: #433 volume; #5,250 composite; Cleanest-composite ladder is 4,817 places worse than volume

How does Mobiloans, LLC compare to its peers?

How does Mobiloans, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Mobiloans, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

11%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-03 2026-03

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	70
Attempts to collect debt not owed	65
Communication tactics	45
Written notification about debt	31
False statements or representation	14
Threatened to contact someone or share information improperly	11
Cont'd attempts collect debt not owed	9
Disclosure verification of debt	9
Improper contact or sharing of info	5
Taking/threatening an illegal action	4

Where do complaints against Mobiloans, LLC come from?

Mobiloans, LLC's own per-state count, not a national baseline.

California

66
Florida

53
Texas

34
Tennessee

12
Michigan

10
Nevada

10
Ohio

10
Indiana

9

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Mobiloans, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 263.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 0%.

4 peers

Know your rights before responding to Mobiloans, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.