State complaint profile

Debt collection complaints in Minnesota

8,502 CFPB complaints filed against 835 debt collectors active in Minnesota.

Complaints
8,502
Collectors
835
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Minnesota at a glance

Minnesota consumers have filed 8,502 CFPB debt-collection complaints against 835 collectors.

8,502
CFPB complaints filed
835
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Minnesota

Minnesota filings are dispersed: the top three collectors hold only 0.1% of 8,502 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Minnesota residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 9

Sorted by most complaints

Exeter Finance, LLC.

D
2 total complaints ↑ rising

FC HoldCo LLC

C
2 total complaints ↑ rising

First Citizens Bancshares, Inc.

B
2 total complaints → stable

First Portfolio Servicing Inc

F
2 total complaints ↑ rising

FNZ WMS Holdco LLC

F
2 total complaints ↑ rising

Fay Servicing, LLC

D
2 total complaints ↓ falling

Felhaber Larson

F
2 total complaints ↓ falling

Finmax Smart Capital LLC

D
2 total complaints → stable

First Advantage LNS Inc.

F
2 total complaints ↓ falling

FlexShopper, Inc

D
2 total complaints → stable

Focus Holding Company

D
2 total complaints ↓ falling

Franklin Credit Management Corporation

B
2 total complaints ↓ falling

Frontline Asset Strategies, LLC

D
2 total complaints ↓ falling

GLA Collection Company, Inc.

D
2 total complaints ↓ falling

Greensky Operations, LLC

D
2 total complaints ↑ rising

GVA Holdings, LLC

C
2 total complaints ↓ falling

Glass Mountain Capital, LLC

D
2 total complaints ↓ falling

Global Lending Services LLC

C
2 total complaints ↑ rising

Global Payments Check Services, Inc.

C
2 total complaints ↓ falling

Grant & Weber

D
2 total complaints ↓ falling

Healthcare Finance Direct LLC.

F
2 total complaints ↑ rising

Hellmuth & Johnson, PLLC

B
2 total complaints ↓ falling

IPAC'S Inc.

F
2 total complaints ↑ rising

Integrity Solution Services, Inc.

C
2 total complaints ↓ falling

Interstate Recovery Service, Inc.

F
2 total complaints ↓ falling

Jim Bottin Enterprises, Inc

D
2 total complaints → stable

KP Asset Consulting LLC

F
2 total complaints ↓ falling

Keynote Consulting, Inc.

D
2 total complaints → stable

Kinum, Inc., Indianapolis, IN Branch

D
2 total complaints ↑ rising

Larry H. Miller Group of Companies

B
2 total complaints ↑ rising

Leafy Financial, LLC

F
2 total complaints ↑ rising

MMG Law Group, PLLC

C
2 total complaints ↑ rising

MST Financial Services, L.L.C.

D
2 total complaints → stable

Malacko Law Office

B
2 total complaints → stable

Marlette Funding, LLC

D
2 total complaints ↑ rising

Maury Cobb, Attorney at Law, LLC

C
2 total complaints ↓ falling

Media Collections, Inc

C
2 total complaints → stable

Merchants' Credit Guide Company

D
2 total complaints ↓ falling

Metro Collection Service Inc.

C
2 total complaints → stable

Meyer & Njus, P.A.

C
2 total complaints ↓ falling

Mundt Law Group, LLC

F
2 total complaints ↓ falling

Mutual Management Services LLC

F
2 total complaints → stable

NEW York Community Bancorp Inc

D
2 total complaints ↑ rising

National Account Services, Inc.

F
2 total complaints ↓ falling

Nationwide Financial Group

D
2 total complaints ↓ falling

Novea Portfolio Management LLC

D
2 total complaints ↓ falling

Oliphant Financial, LLC

D
2 total complaints ↓ falling

Oportun Financial Corporation

C
2 total complaints ↑ rising

Optum Bank, Inc.

C
2 total complaints ↓ falling

Oliphant United, Inc.

F
2 total complaints ↑ rising

If a collector is contacting you in Minnesota

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Minnesota resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Minnesota

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Minnesota Resident

Three parallel channels apply in Minnesota: the CFPB complaint form (powers this dataset), the Minnesota attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.