State complaint profile
Debt collection complaints in Arkansas
8,306 CFPB complaints filed against 758 debt collectors active in Arkansas.
- Complaints
- 8,306
- Collectors
- 758
- Top collector
- Equifax, Inc.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Arkansas at a glance
Arkansas consumers have filed 8,306 CFPB debt-collection complaints against 758 collectors.
- 8,306
- CFPB complaints filed
- 758
- collectors active here
- #1
- most-complained: Equifax, Inc.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in Arkansas
Arkansas filings are dispersed: the top three collectors hold only 22.6% of 8,306 complaints.
Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.
The collector with the most complaints from Arkansas residents in this extract is Equifax, Inc. (22.6% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Most-complained-about collectors in Arkansas
By complaints filed from this state
- Equifax, Inc.
Equifax, Inc.
725 complaints
- Transunion Intermediate Holdings, Inc.
Transunion Intermediate Holdings, Inc.
671 complaints
- Experian Information Solutions Inc.
Experian Information Solutions Inc.
483 complaints
- Resurgent Capital Services L.P.
Resurgent Capital Services L.P.
415 complaints
- Portfolio Recovery Associates, LLC
Portfolio Recovery Associates, LLC
397 complaints
- Encore Capital Group Inc.
Encore Capital Group Inc.
367 complaints
- CL Holdings LLC 256
CL Holdings LLC
256 complaints
- Professional Credit Management, Inc 147
Professional Credit Management, Inc
147 complaints
What this shows These eight collectors draw the most complaints from Arkansas residents, usually national bureaus and large debt buyers operating in every state.
Where Arkansas's 8,306 complaints concentrate
Top-three collectors vs the rest of this state's filings
- Equifax, Inc. 725
Equifax, Inc.
725 complaints
- Transunion Intermediat 671
Transunion Intermediate Holdings, Inc.
671 complaints
- Experian Information S 483
Experian Information Solutions Inc.
483 complaints
- All other collectors
Remaining collectors in Arkansas
6,427 complaints
What this shows The top three names account for 22.6% of Arkansas filings in this extract, a state-specific concentration cut, not a national grade curve.
Active Debt Collectors
Sorted by most complaintsEquifax, Inc.
DTransunion Intermediate Holdings, Inc.
DExperian Information Solutions Inc.
DResurgent Capital Services L.P.
DPortfolio Recovery Associates, LLC
DEncore Capital Group Inc.
DCL Holdings LLC
CProfessional Credit Management, Inc
DCapital ONE Financial Corporation
DKriya Capital, LLC
DCCS Financial Services, Inc.
FI.C. System, Inc.
CSynchrony Financial
DMid-South Adjustment Co., Inc.
FNational Credit Systems,Inc.
DTransworld Systems Inc
DHW Holding, Inc
DERC
DCitibank, N.a.
DFair Collections & Outsourcing, Inc.
DBank of America, National Association
DCaine & Weiner Company, Inc.
DProCollect, Inc.
FBread Financial Holdings, Inc.
CCredit Acceptance Corporation
DNCB Management Services Inc.
DConvergent Resources, Inc.
DDiscover Bank
DJpmorgan Chase & Co.
DRadius Global Solutions LLC
DSpring Oaks Capital, LLC
FAbility Recovery Services, LLC
DCavalry Investments, LLC
DInternational Computer Systems, Inc.
DSelf Financial Inc.
FTrueAccord Corp.
DAlly Financial Inc.
DAldous & Associates, PLLC
DAccess Credit Management, Inc.
BDiversified Consultants, Inc.
DAfni Inc.
DSunrise Credit Services, Inc
DSouthwest Credit Systems, L.P.
DCommonwealth Financial Systems, Inc.
FHarris & Harris, Ltd.
DReceivables Management Corporation of America
CT.S. Holdings
FLove, Beal & Nixon, P.C.
DSantander Holdings USA, Inc.
FWells Fargo & Company
DIf a collector is contacting you in Arkansas
Start with the federal complaint record, then verify any state-law question with an official source.
- Check the collector's national record and grade before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact. Validation letter
- Use the CFPB complaint process and check official Arkansas resources for state-specific options. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with Arkansas
- Equifax, Inc. Leads Arkansas complaint volume in this extract
- Connecticut complaint profile Nearest volume peer (8,336 complaints)
- Minnesota complaint profile Nearest volume peer (8,502 complaints)
- Recent-12-month collector leaderboard Mid-volume states still host national debt buyers with rising filings
- Your rights under the FDCPA Federal rights apply the same way regardless of state filing volume
- Compare collectors side-by-side Check response rates for the agencies contacting Arkansas residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a Arkansas Resident
Three parallel channels apply in Arkansas: the CFPB complaint form (powers this dataset), the Arkansas attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |