What is the most common complaint against Healthcare Finance Direct LLC.?

The most common issue consumers report about Healthcare Finance Direct LLC. is "Attempts to collect debt not owed", specifically "Debt was already discharged in bankruptcy and is no longer owed". This is based on 239 complaints filed with the CFPB.

Are complaints against Healthcare Finance Direct LLC. increasing or decreasing?

Complaints against Healthcare Finance Direct LLC. are rising. The company received 86 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Healthcare Finance Direct LLC.'s reputation grade?

Healthcare Finance Direct LLC. has a reputation grade of F (score: 45.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Healthcare Finance Direct LLC. respond to consumer complaints?

Healthcare Finance Direct LLC. has a 91% timely response rate to CFPB complaints.

In how many states does Healthcare Finance Direct LLC. operate?

Healthcare Finance Direct LLC. has received CFPB complaints from consumers in 39 states, with the most complaints from Florida (30 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Healthcare Finance Direct LLC. - Debt Collector Complaint Profile

CFPB complaint profile across 39 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

124
Took or threatened to take negative or legal action

54
False statements or representation

23
Written notification about debt

18
Electronic communications

9
Communication tactics

7

Data updated September 2026

CFPB complaint disposition

CCDB record healthcare-finance-direct-llc Healthcare Finance Direct LLC.

Grade F · 239 CFPB filings · 91% timely · lead issue: Attempts to collect debt not owed · vol #465 · compose #4590

VOL 239
GRADE F
12MO 86
STATES 39
TIMELY 91%
ISSUE Attempts to collect debt n…
RANK #465
COMPOSE #4,590

Volume peers

Nearest volume peer: Altisource Portfolio Solutions, S.à r.l. (239 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Healthcare Finance Direct LLC.'s 239 CFPB complaints sit next to Altisource Portfolio Solutions, S.à r.l. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Distributed filing map

Healthcare Finance Direct LLC. spreads filings across 39 states - Florida leads at only 12.6%

Despite a broad state map, Healthcare Finance Direct LLC. still sits volume #465 against composite #4,590 - the two RankMaps diverge by 4,125 places. Corpus placement method.

Most-even geography: Lead state under 15%; Florida still leads at 12.6% across 39 states
Seasonal peak: 2026-01 9.0%; 8–15% band · 102 filings
Divergent corpus ranks: #465 volume; #4,590 composite; Cleanest-composite ladder is 4,125 places worse than volume

How does Healthcare Finance Direct LLC. compare to its peers?

How does Healthcare Finance Direct LLC. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Healthcare Finance Dir… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

91%

80%

91%

Consumer-dispute ratelower is better

18%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	124
Took or threatened to take negative or legal action	54
False statements or representation	23
Written notification about debt	18
Electronic communications	9
Communication tactics	7
Threatened to contact someone or share information improperly	4

Where do complaints against Healthcare Finance Direct LLC. come from?

Healthcare Finance Direct LLC.'s own per-state count, not a national baseline.

Florida

30
Texas

27
California

20
Virginia

15
Georgia

14
Michigan

14
New York

11
Illinois

9

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Healthcare Finance Direct LLC.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 239.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 91.0377358490566%.

4 peers

Know your rights before responding to Healthcare Finance Direct LLC.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.