What is the most common complaint against FC HoldCo LLC?

The most common issue consumers report about FC HoldCo LLC is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 506 complaints filed with the CFPB.

Are complaints against FC HoldCo LLC increasing or decreasing?

Complaints against FC HoldCo LLC are rising. The company received 159 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is FC HoldCo LLC's reputation grade?

FC HoldCo LLC has a reputation grade of C (score: 56.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does FC HoldCo LLC respond to consumer complaints?

FC HoldCo LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.

In how many states does FC HoldCo LLC operate?

FC HoldCo LLC has received CFPB complaints from consumers in 32 states, with the most complaints from Texas (87 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

FC HoldCo LLC - Debt Collector Complaint Profile

CFPB complaint profile across 32 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

170
Took or threatened to take negative or legal action

99
False statements or representation

83
Written notification about debt

79
Communication tactics

55
Cont'd attempts collect debt not owed

8

Data updated September 2026

CFPB complaint disposition

CCDB record fc-holdco-llc FC HoldCo LLC

Grade C · 506 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #269 · compose #3137

VOL 506
GRADE C
12MO 159
STATES 32
TIMELY 100%
DISPUTE 14%
ISSUE Attempts to collect debt n…
RANK #269
COMPOSE #3,137

Volume peers

Nearest volume peer: Jim Bottin Enterprises, Inc (505 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

FC HoldCo LLC's 506 CFPB complaints sit next to Jim Bottin Enterprises, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Texas is the plurality state for FC HoldCo LLC (17.2%)

Volume rank #269 and composite rank #3,137 diverge by 2,868 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 17.2%; Mid-band (15–30%) · 32 states with ≥1 filing
Seasonal peak: 2024-08 10.0%; 8–15% band · 4 filings
Divergent corpus ranks: #269 volume; #3,137 composite; Cleanest-composite ladder is 2,868 places worse than volume

How does FC HoldCo LLC compare to its peers?

How does FC HoldCo LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

FC HoldCo LLC National average

Complaints (last 12 mo)lower is better

159

105

268

Timely-response ratehigher is better

100%

95%

91%

Consumer-dispute ratelower is better

14%

22%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-08 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	170
Took or threatened to take negative or legal action	99
False statements or representation	83
Written notification about debt	79
Communication tactics	55
Cont'd attempts collect debt not owed	8
Threatened to contact someone or share information improperly	7
Taking/threatening an illegal action	3
Improper contact or sharing of info	2

Where do complaints against FC HoldCo LLC come from?

FC HoldCo LLC's own per-state count, not a national baseline.

Texas

87
Florida

55
Georgia

52
California

39
Arizona

36
North Carolina

29
Maryland

24
Illinois

23

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for FC HoldCo LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 506.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.78632478632478%.

4 peers

Know your rights before responding to FC HoldCo LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.