What is the most common complaint against Malacko Law Office?

The most common issue consumers report about Malacko Law Office is "Took or threatened to take negative or legal action", specifically "Indicated you were committing crime by not paying debt". This is based on 4 complaints filed with the CFPB.

Are complaints against Malacko Law Office increasing or decreasing?

Complaints against Malacko Law Office have been stable. The company received 1 complaints in the last 12 months.

What is Malacko Law Office's reputation grade?

Malacko Law Office has a reputation grade of B (score: 69.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Malacko Law Office respond to consumer complaints?

Malacko Law Office has a 100% timely response rate to CFPB complaints.

In how many states does Malacko Law Office operate?

Malacko Law Office has received CFPB complaints from consumers in 2 states, with the most complaints from Iowa (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Malacko Law Office - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade B.

Compiled by PlainCollector

Took or threatened to take negative or legal action

1
False statements or representation

1
Communication tactics

1
Electronic communications

1

Data updated September 2026

CFPB complaint disposition

CCDB record malacko-law-office Malacko Law Office

Grade B · 4 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #3427 · compose #1406

VOL 4
GRADE B
12MO 1
STATES 2
TIMELY 100%
ISSUE Took or threatened to take…
RANK #3,427
COMPOSE #1,406

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Malacko Law Office's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of Malacko Law Office's CFPB filings land in Iowa

High volume does not equal a clean composite: Malacko Law Office is volume #3,427 but composite #1,406, while Iowa dominates the geography. Corpus placement method.

Dominant state: Iowa 50.0%; 2 of 4 filings · 2 states touched
Spike month: 2013-09 33.3%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,427 volume; #1,406 composite; Cleanest-composite ladder is 2,021 places better than volume

How does Malacko Law Office compare to its peers?

How does Malacko Law Office compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Malacko Law Office National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

75%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-09 2018-03

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	1
False statements or representation	1
Communication tactics	1
Electronic communications	1

Where do complaints against Malacko Law Office come from?

Malacko Law Office's own per-state count, not a national baseline.

Iowa

2
Minnesota

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Malacko Law Office: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Malacko Law Office: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.