State complaint profile

Debt collection complaints in Minnesota

8,502 CFPB complaints filed against 835 debt collectors active in Minnesota.

Complaints
8,502
Collectors
835
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Minnesota at a glance

Minnesota consumers have filed 8,502 CFPB debt-collection complaints against 835 collectors.

8,502
CFPB complaints filed
835
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Minnesota

Minnesota filings are dispersed: the top three collectors hold only 0.1% of 8,502 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Minnesota residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 10

Sorted by most complaints

Omega RMS, LLC

D
2 total complaints ↑ rising

Oracle Financial Group LLC.

D
2 total complaints ↓ falling

Oxford Law, LLC

C
2 total complaints ↓ falling

P&B Capital Group, LLC

F
2 total complaints → stable

Pacific Premier Bancorp, Inc.

F
2 total complaints ↑ rising

PNC Bank N.A.

D
2 total complaints → stable

Paradigm Assets, LLC

D
2 total complaints ↓ falling

Phillips & Cohen Associates, Ltd.

D
2 total complaints → stable

Pinnacle Asset Management, LLC

F
2 total complaints ↓ falling

Portfolio America Asset Management, LLC

F
2 total complaints ↓ falling

RMS-Recovery Management Services, Inc.

C
2 total complaints → stable

Rushmore Loan Management Services LLC

D
2 total complaints ↓ falling

Rent Recover, LLC

F
2 total complaints ↓ falling

RentDebt Automated Collections, LLC

D
2 total complaints ↑ rising

Resurgence Legal Group, PC

C
2 total complaints ↓ falling

Robinson, Reagan and Young PLLC

F
2 total complaints ↓ falling

Rocket Mortgage, LLC

C
2 total complaints ↑ rising

Rosenberg & Associates Recovery Services

F
2 total complaints ↑ rising

SCA Collections, Inc.

D
2 total complaints ↓ falling

SFS, Inc

B
2 total complaints ↓ falling

SG and Associates

F
2 total complaints ↑ rising

Sentry Recovery and Collections, Inc.

D
2 total complaints ↑ rising

Seterus, Inc.

C
2 total complaints ↓ falling

Synergetic Communication Inc

D
2 total complaints ↑ rising

Tate and Kirlin Assoc

D
2 total complaints ↓ falling

Texas Guaranteed

C
2 total complaints → stable

Titan Solutions Group LLC

C
2 total complaints ↑ rising

USI Solutions Inc.

C
2 total complaints ↓ falling

United Credit and Collections Inc.

C
2 total complaints → stable

Usset Weingarden & Liebo PLLP

A
2 total complaints ↓ falling

Virtuoso Sourcing Group, LLC.

F
2 total complaints ↓ falling

Valentine and Kebartas, Inc.

C
2 total complaints ↓ falling

Weinberg Mediation Group LLC

F
2 total complaints ↓ falling

Zip Co US Inc.

D
2 total complaints ↑ rising

A & O Recovery Solutions, LLC

F
1 total complaints ↑ rising

Access Group Inc.

B
1 total complaints ↓ falling

ACS Education Services

D
1 total complaints ↓ falling

Alpha Collection Services

F
1 total complaints ↑ rising

Alpha Midco Inc

F
1 total complaints ↓ falling

Amerinational Community Services, Inc.

C
1 total complaints ↓ falling

AR Audit Services, Inc

C
1 total complaints ↓ falling

Associated Banc-Corp

D
1 total complaints → stable

Asta Funding Inc.

D
1 total complaints ↓ falling

Audit Systems,Inc

B
1 total complaints ↓ falling

Axos Financial, Inc.

C
1 total complaints → stable

Access Financial LLC

B
1 total complaints ↓ falling

Account Brokers Inc.

F
1 total complaints ↓ falling

Account Resolution Corporation

C
1 total complaints ↓ falling

Action Financial Services, LLC

C
1 total complaints ↓ falling

Ad Astra Recovery Services Inc

D
1 total complaints ↓ falling

If a collector is contacting you in Minnesota

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Minnesota resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Minnesota

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Minnesota Resident

Three parallel channels apply in Minnesota: the CFPB complaint form (powers this dataset), the Minnesota attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.